Kharcha: An Expense Tracker

Dashboard and home - Redesigned dashboard hero and account cards with user-selectable account colors (may have gone out in the 1.1.1 App Store submission) - Dashboard rebuilt as a reorderable action center with attention and upcoming sections - One "today path" that joins the dashboard's actions - Overview now answers "what changed" for the period - Cashflow week anchors on your configured week start - Refined transaction, analytics, and dashboard cards Nepali calendar and currencies - Bikram Sambat dates beside AD dates when the currency is NPR - Mathematically correct multi-currency accounting - Live exchange rates fetched for your confirmation - More supported currencies in health metrics and like-for-like comparisons Capture and import - On-device receipt scanning — receipts never leave the phone (cloud AI removed) - Money inbox: capture offline, parse later, and share into the app from other apps - Universal statement import with column mapping, duplicate detection, and rollback - Explainable local rules, merchant memory, and automation - Progressive transaction capture with cleaner receipt review (metadata and count rows filtered out of items and totals) Ledger and transactions - Splits, refunds, reimbursements, installments, and custom dimensions - Global search, saved views, and safe bulk actions with full undo - Change history, recycle bin, and safe undo for records - Ledger scopes, a persisted review flow, and a compact filter toolbar Budgets - Envelopes, sinking funds, savings goals, and irregular-income budgeting - Guided budget creation and editing - Budget overview built around period status and exceptions - Budget detail with pacing, forecast, transactions, and history - Envelope allocation and rebalancing as a first-class flow - Configurable rollover, period closing, and budget history - Pace-aware budget coaching, mutable per budget Accounts, debts, and net worth - Accounts, cards, debts, subscriptions, and recurring money unified in one place - Manual assets with valuation history and as-of-date values - Debt-aware net measure and correct debt repayment accounting - Travel, remittance, debt, freelancer, and ROSCA (dhukuti) workflows - Shared expenses, local vaults, and offline settlement handoff Analytics, insights, and planning - Analytics leads with a plain answer and opens the records behind every figure - Explainable local insights, a personal price book, and a financial health review - Custom dashboards, saved reports, and report packs - Cashflow calendar and a what-if scenario lab - Planning rebuilt around one clear next step - Guided daily, weekly, and month-end reviews - Guided reconciliation, balance checkpoints, and data health checks - Receipt, return, and warranty center Sync, backup, and data safety - Full-fidelity Google Sheets backup you can safely restore - Conflict-safe pull/merge/push sync; reconnect offers your earlier sheets; repairs early 1.1 sheets - Smarter background sync: no sync storm on launch, spaced retries, paired outcome notifications - Encrypted portable .kharcha backup with restore preview and redacted export Privacy and security - Privacy dashboard and Local-Only mode (no network at all) - Permissions asked in context, with device capability status shown - Private help, diagnostics, and issue reporting Everyday experience - Interactive first-value setup replaces the old showcase onboarding - Focused and Advanced experience modes - More screen organized as a directory with pins, recents, and search - Notification inbox, digests, quiet hours, and direct actions - Accurate, fresh, and private home widget - Calm motion and haptics that respect reduced-motion settings; honest goal milestone feedback - Steady typing: standardized keyboards, still layouts, safe dismissal, malformed input rejected - Accessibility and international input hardening - Faster large ledgers, storage health tools, and a fixed startup database lock