Kharcha vs Kharcha Diary

Kharcha makes expense tracking effortless and private. No sign-ups, no cloud storage, no data mining. Your financial life stays on your device, period. 1. Simple & Fast Log transactions in two taps. Whether it's your morning chai or monthly rent, Kharcha captures it instantly with an intuitive interface that gets out of your way. 2. Privacy at Its Best Your money is personal. That's why Kharcha works entirely offline by default. No accounts to create, no servers to trust, no data to leak. Optional Google Sheet sync puts you in control — only when you want it. 3. Budgets That Work Set spending limits for categories that matter. Watch your budget bars fill in real-time and know exactly where you stand before you overspend. 4. Insights You Can Use Beautiful charts and breakdowns reveal your spending patterns. Understand where your money goes without a finance degree. 5. Multiple Accounts Manage cash, bank accounts, credit cards, and savings separately. See balances at a glance and transfer between accounts seamlessly. 6. Google Sheet Sync (Optional) Prefer analyzing in spreadsheets? One-tap export to Google Sheets gives you the best of both worlds — simple daily tracking with powerful spreadsheet analysis. Why Kharcha? - 100% offline-first — your data never leaves your device - No subscriptions, no ads, no tracking - Clean, warm design that makes finance feel human - Lightning-fast transaction entry - Meaningful insights without complexity Download Kharcha today and take the first step toward financial clarity.

Kharcha Diary is a simple, private, and powerful personal finance tracker built specifically for Nepali users. Whether you want to track your daily expenses or manage your monthly salary and investments, Kharcha Diary makes it effortless. No complicated setup, no account required, no internet needed — just open the app and start tracking. What is Kharcha Diary? Kharcha Diary is your personal digital khata — a smart notebook for your money. It helps you record every rupee you earn, spend, and invest. Over time, it gives you a clear picture of your financial habits so you can make better decisions and save more. Record Expenses, Income, and Investments Kharcha Diary supports three types of entries — expenses, income, and investments. Adding a record is quick and natural. Just type the amount and category, and Kharcha Diary does the rest. Add hashtags to organize entries and find spending patterns easily. The app remembers your recent tags and suggests them automatically as you type. Daily View and Navigation The home screen shows today's date in Bikram Sambat calendar. Navigate day by day using arrow buttons or pick any date using the built-in Nepali date picker. The bottom of the screen always shows today's total expense and this month's total — so you always know where you stand at a glance. Budget Alerts Set a monthly budget in settings. When your expenses reach 90% of your budget, a warning appears on the home screen reminding you to slow down. Simple and effective. Analysis and Insights The analysis screen gives you a complete financial overview. The yearly summary shows total earned, total spent, total invested, net savings, and average monthly expense. The monthly overview lets you select any month and see the same breakdown. Below that you will find tag analysis showing your top spending tags, top 5 individual expenses of the month, and a full spending breakdown with percentage share per entry sortable by amount, name, or percentage. Nepali Calendar Support Kharcha Diary is built for Nepali users with full Bikram Sambat support. Months display in Nepali names like Baisakh, Jestha, and Ashadh. The date picker uses the Nepali calendar so you never need to convert between AD and BS dates manually. Bilingual — English and Nepali Switch between English and Nepali language anytime from settings. When Nepali is selected, all text, numbers, and dates display in Nepali script and numerals. Fully accessible for users comfortable in either language. Export to Excel Export your records to an Excel (.xlsx) file anytime. Choose a custom date range and save the file directly to your device. The exported file includes date, category, amount, type, and tags. When Nepali language is selected, the file uses Nepali headers, dates, and numerals. Backup and Restore Create a full backup of your data as a .db file and save it to your device. Restore it anytime with a single tap. No cloud account required. Your backup stays completely on your device, private and under your control. 100% Private Kharcha Diary works completely offline. No internet connection. No data collection. No tracking. No ads. No accounts. All your financial data is stored only on your device using local storage. Nobody — not even Ora Technologies — can access your data. Free Forever Kharcha Diary is completely free. No in-app purchases. No premium tier. No subscription. Every feature is available to every user at no cost. Download Kharcha Diary today and take control of your finances.