Kharcha Diary vs Kharcha Khata

Kharcha Diary is a simple, private, and powerful personal finance tracker built specifically for Nepali users. Whether you want to track your daily expenses or manage your monthly salary and investments, Kharcha Diary makes it effortless. No complicated setup, no account required, no internet needed — just open the app and start tracking. What is Kharcha Diary? Kharcha Diary is your personal digital khata — a smart notebook for your money. It helps you record every rupee you earn, spend, and invest. Over time, it gives you a clear picture of your financial habits so you can make better decisions and save more. Record Expenses, Income, and Investments Kharcha Diary supports three types of entries — expenses, income, and investments. Adding a record is quick and natural. Just type the amount and category, and Kharcha Diary does the rest. Add hashtags to organize entries and find spending patterns easily. The app remembers your recent tags and suggests them automatically as you type. Daily View and Navigation The home screen shows today's date in Bikram Sambat calendar. Navigate day by day using arrow buttons or pick any date using the built-in Nepali date picker. The bottom of the screen always shows today's total expense and this month's total — so you always know where you stand at a glance. Budget Alerts Set a monthly budget in settings. When your expenses reach 90% of your budget, a warning appears on the home screen reminding you to slow down. Simple and effective. Analysis and Insights The analysis screen gives you a complete financial overview. The yearly summary shows total earned, total spent, total invested, net savings, and average monthly expense. The monthly overview lets you select any month and see the same breakdown. Below that you will find tag analysis showing your top spending tags, top 5 individual expenses of the month, and a full spending breakdown with percentage share per entry sortable by amount, name, or percentage. Nepali Calendar Support Kharcha Diary is built for Nepali users with full Bikram Sambat support. Months display in Nepali names like Baisakh, Jestha, and Ashadh. The date picker uses the Nepali calendar so you never need to convert between AD and BS dates manually. Bilingual — English and Nepali Switch between English and Nepali language anytime from settings. When Nepali is selected, all text, numbers, and dates display in Nepali script and numerals. Fully accessible for users comfortable in either language. Export to Excel Export your records to an Excel (.xlsx) file anytime. Choose a custom date range and save the file directly to your device. The exported file includes date, category, amount, type, and tags. When Nepali language is selected, the file uses Nepali headers, dates, and numerals. Backup and Restore Create a full backup of your data as a .db file and save it to your device. Restore it anytime with a single tap. No cloud account required. Your backup stays completely on your device, private and under your control. 100% Private Kharcha Diary works completely offline. No internet connection. No data collection. No tracking. No ads. No accounts. All your financial data is stored only on your device using local storage. Nobody — not even Ora Technologies — can access your data. Free Forever Kharcha Diary is completely free. No in-app purchases. No premium tier. No subscription. Every feature is available to every user at no cost. Download Kharcha Diary today and take control of your finances.

Kharcha Khata helps you keep a clear record of everyday income, expenses, budgets and shared balances. A SPACE FOR EVERY PART OF LIFE Create private spaces for personal spending and projects. Connect a family ledger or create separate shared spaces for friends, office meals and trips. Invite members using a code; each person joins with their own Google or email account. Family members manage their own entries. Shared spaces split expenses among selected members and record recipient-confirmed repayments. HOUSEHOLD CASH AND PERSONAL LOANS Record cash given to a partner for household spending. Link purchases to that cash and see money received, spent and remaining. Set next month's cash target to estimate how much more to give. Household allocations are separate from income and expenses, so handing over cash does not count as spending twice. In a private ledger, record money lent to a friend or relative, an optional return date, partial repayments and the amount outstanding. BILLS AND SUBSCRIPTIONS Track monthly or yearly subscriptions and regular bills in personal or family ledgers. Record payments after confirmation. Choose NPR or USD; USD entries use an available Nepal Rastra Bank selling rate for that day and preserve the original price and conversion details. Rates may differ from actual bank or card charges. No subscriptions are purchased, cancelled or charged by this app. DAILY SUPPLIES Track milk, water and more by quantity and rate. Adjust days in the BS/AD calendar, skip deliveries or pause a schedule. Due days are recorded when the app runs; no supplier payments are made. YOUR MONTH AT A GLANCE A circular overview shows spending, budget and the amount remaining or over budget. Choose Nepali Bikram Sambat or international Gregorian dates. Calendar combines daily spending and category insights; Activity groups records by day. BS dates after 2083 are provisional. New subscription schedules use Gregorian dates; older bill schedules retain BS-month due days. FLEXIBLE WAYS TO ADD • Single expense, income or cash entry with categories and date/time details. • Multiple entries: enter an item, press comma to move to its price, review the list and save together. Open directly from Add Entry > Expense. • Shopping lists: plan purchases and save bought items as expenses. Search categories or add your own. DAILY HABITS AND YOUR STYLE Optional daily check-ins with 30-minute, 1-hour or 2-hour snooze. Connected family members can request a check-in when enabled. Delivery depends on permissions, device scheduling and connectivity. English, नेपाली and हिन्दी; light, dark and system themes. Optional device-authentication app lock covers private screens while locked or inactive. Screenshots and recording are allowed after unlocking. Confirmation helps protect older entries from accidental changes. Update prompts offer newer public store releases when available. KNOW WHERE YOUR DATA LIVES Choose local-only storage or optional Google sign-in with personal cloud sync. Synced private records stay separate from family and group ledgers. Cloud features use Firebase. Personal JSON exports are available; a named private space exports its own records. File import into the original personal ledger merges compatible records and rejects entry conflicts. Exported files are not encrypted by the app. Shared cloud spaces are not included in personal exports. Google Drive backup is not provided. This is a bookkeeping app, not a bank or money-transfer service. Cash balances and estimates depend on entered records; reconcile actual cash after offline changes. Adaptive layouts support phones and tablets. Screenshots show example records. Privacy: https://kharcha-khata-d0041.web.app/privacy.html Terms: https://kharcha-khata-d0041.web.app/terms.html