Simple Account Book vs Kharcha Khata
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Simple Account Book
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Simple Account is an easy income and expense tracker for daily personal and small business accounting. Record your income, expenses, contacts, and notes in one simple app. View your current balance, review transaction history, manage contact-based records, and generate useful reports whenever needed. Simple Account is designed for users who want a clean and easy account book without complicated accounting software. It is useful for personal finance, shop accounts, freelancers, farmers, small businesses, and daily cash tracking. Key Features: Income and Expense Tracking Quickly record income and expense entries with amount, date, category, contact, and notes. Balance Overview Instantly view your total income, total expense, and current balance. Contact-Based Records Track transactions by contact, customer, supplier, friend, or business account. Transaction History Review all records in a clean list with search and filter options. Reports and Statements View account statements and export reports in PDF or CSV format. Profile and Documents Add organization details, logo, signature, and contact information for professional documents. Backup and Restore Keep your account data safer with backup and restore options. Simple and Clean Design Easy-to-use interface built for daily use. Simple Account helps you manage money records clearly, whether you are tracking personal expenses or maintaining daily business accounts.
Kharcha Khata
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Kharcha Khata helps you keep a clear record of everyday income, expenses, budgets and shared balances. A SPACE FOR EVERY PART OF LIFE Create private spaces for personal spending and projects. Connect a family ledger or create separate shared spaces for friends, office meals and trips. Invite members using a code; each person joins with their own Google or email account. Family members manage their own entries. Shared spaces split expenses among selected members and record recipient-confirmed repayments. HOUSEHOLD CASH AND PERSONAL LOANS Record cash given to a partner for household spending. Link purchases to that cash and see money received, spent and remaining. Set next month's cash target to estimate how much more to give. Household allocations are separate from income and expenses, so handing over cash does not count as spending twice. In a private ledger, record money lent to a friend or relative, an optional return date, partial repayments and the amount outstanding. BILLS AND SUBSCRIPTIONS Track monthly or yearly subscriptions and regular bills in personal or family ledgers. Record payments after confirmation. Choose NPR or USD; USD entries use an available Nepal Rastra Bank selling rate for that day and preserve the original price and conversion details. Rates may differ from actual bank or card charges. No subscriptions are purchased, cancelled or charged by this app. DAILY SUPPLIES Track milk, water and more by quantity and rate. Adjust days in the BS/AD calendar, skip deliveries or pause a schedule. Due days are recorded when the app runs; no supplier payments are made. YOUR MONTH AT A GLANCE A circular overview shows spending, budget and the amount remaining or over budget. Choose Nepali Bikram Sambat or international Gregorian dates. Calendar combines daily spending and category insights; Activity groups records by day. BS dates after 2083 are provisional. New subscription schedules use Gregorian dates; older bill schedules retain BS-month due days. FLEXIBLE WAYS TO ADD ⢠Single expense, income or cash entry with categories and date/time details. ⢠Multiple entries: enter an item, press comma to move to its price, review the list and save together. Open directly from Add Entry > Expense. ⢠Shopping lists: plan purchases and save bought items as expenses. Search categories or add your own. DAILY HABITS AND YOUR STYLE Optional daily check-ins with 30-minute, 1-hour or 2-hour snooze. Connected family members can request a check-in when enabled. Delivery depends on permissions, device scheduling and connectivity. English, ą¤Øą„ą¤Ŗą¤¾ą¤²ą„ and ą¤¹ą¤æą¤Øą„ą¤¦ą„; light, dark and system themes. Optional device-authentication app lock covers private screens while locked or inactive. Screenshots and recording are allowed after unlocking. Confirmation helps protect older entries from accidental changes. Update prompts offer newer public store releases when available. KNOW WHERE YOUR DATA LIVES Choose local-only storage or optional Google sign-in with personal cloud sync. Synced private records stay separate from family and group ledgers. Cloud features use Firebase. Personal JSON exports are available; a named private space exports its own records. File import into the original personal ledger merges compatible records and rejects entry conflicts. Exported files are not encrypted by the app. Shared cloud spaces are not included in personal exports. Google Drive backup is not provided. This is a bookkeeping app, not a bank or money-transfer service. Cash balances and estimates depend on entered records; reconcile actual cash after offline changes. Adaptive layouts support phones and tablets. Screenshots show example records. Privacy: https://kharcha-khata-d0041.web.app/privacy.html Terms: https://kharcha-khata-d0041.web.app/terms.html
Screenshots
Verdict
The clearest difference is ads: Kharcha Khata at none against Simple Account Book's shown. Kharcha Khata also leads on update cadence (weekly vs every 2 months). Simple Account Book's advantage is iOS requirement (13.0 vs 15.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Simple Account Book ships an update every 2 months, Kharcha Khata weekly. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.
| Parameter | Simple Account Book | Kharcha Khata |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 months | Weekly ā better |
| Ads | Yes | No ā better |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 ā better | 15.0 |
| Further details ā not scored | ||
| Size | 42 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | ACKPlus Solutions Private Limited | Ratnakar Thakur |
In-app purchases
Simple Account Book
No in-app purchases
Kharcha Khata
No in-app purchases
Questions
Is Simple Account Book free?
Is Kharcha Khata free?
Do Simple Account Book or Kharcha Khata have ads?
Which is updated more often, Simple Account Book or Kharcha Khata?
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