Manage your savings, loans, and accounts with this finance app. Perform withdrawals, view account balances, apply for various loan types, and transfer funds internally or externally. Deposit funds and utilize paybill functionality.
76
June 24, 2026
Provides minor bug fix for no source account when transacting.
Kimisitu Money allows you to withdraw funds to MPESA, view your FOSA, BOSA, loan, and savings account balances, apply for various loan types like Dividend Discounting and M-Kimisitu loans, transfer funds internally and externally, make deposits, and use the paybill functionality.
To apply for a Dividend Discounting loan, your account must not be in arrears or dormant. The loan amount cannot exceed 60% of your previous year's interest on deposits, and a 7.5% upfront interest is charged. Guarantors whose deposits were offset may qualify for a lesser amount.
The M-Kimisitu Loan has a 5% monthly interest rate on the reducing balance, with a repayment period of up to 5 months. Monthly repayments are deducted from your salary. A top-up charge of 2.5% of the loan balance applies, and you can access up to Kshs.100,000 or 80% of your member deposit, whichever is lower.
Yes, you can perform internal transfers to other Kimisitu Sacco members' savings accounts. The app also supports external transfers where you can select beneficiaries and enter their bank details.
While specific security features are not detailed, the app includes a 'Change Password' functionality, suggesting measures to protect user accounts. As a finance app, it is expected to adhere to industry-standard security protocols.
Kimisitu Money is available for iPhone, iPad, and iPod devices. It is designed for iOS users who are members of Kimisitu Sacco.
The app was last updated on August 7, 2025, indicating recent development and support. The latest version is 73, suggesting regular maintenance and feature additions.
Kimisitu Money has a strong user rating of 4.6 stars based on 19 ratings. This indicates a generally positive user experience with the app's functionalities.
