Access personal loans up to Ksh 300,000 with flexible repayment options and competitive interest rates. Features include no security required, no processing fees, and an interest refund program. Earn rewards by referring friends.
5.1.3
June 11, 2026
- Enhanced Security: Improved app security and protection measures for a safer and more reliable experience. - WhatsApp Support: Easily connect with our support team through our new WhatsApp chatbot for quick assistance. Update now to enjoy the latest improvements and a smoother experience!
MoreLittlePesa offers three main loan products: Short-Term Loans (up to Ksh 200,000), Flexipay Loans (up to Ksh 300,000) with repayment over 3-12 months, and Product Financing Loans (up to Ksh 300,000) also with 3-12 month repayment and a 10% down payment.
For short-term loans, a 7-day loan has a flat interest rate of 4.75%. For Flexipay and Product Financing loans over 12 months, the interest rate is 4.5% p.m. and 3.5% p.m., respectively.
LittlePesa states there are no processing charges or hidden fees. The only charge mentioned is Ksh 60 for M-Pesa disbursal. Interest is charged according to the loan tenure chosen.
You can earn Ksh 1,000 per successful referral when you share the LittlePesa App with friends or colleagues. Your referee also earns Ksh 500 upon repaying their first loan by the due date.
To be eligible, you must be a salaried Kenyan citizen aged 18 or above with an active Safaricom number registered with M-Pesa. You will need to provide a copy of your National ID and latest payslip. For Flexipay and Product Financing, a 3-month bank or M-Pesa statement is also required.
LittlePesa takes privacy seriously and is an approved Data Processor and Data Controller by the Data Protection Commissioner. They do not control your M-Pesa PIN or mobile contacts, and your personal data is not shared without your consent.
No, LittlePesa does not contain advertisements.
LittlePesa is available on iPhone and iPod devices.
