About
Manage your finances on the go with this banking app. Instantly open an account, get loans, transfer funds, pay bills, and purchase insurance. You can also save money and earn returns on your deposits.
What's New in Timiza
1.0.66
April 16, 2026
Bugs and fixes.
Developer apps
FAQ
What are the requirements to open a Timiza account?
To open a Timiza account, you must be a registered Safaricom subscriber and M-PESA customer with an active line. You will also need a Kenyan National Identification Document (ID).
How does the Timiza loan work?
Timiza loans attract a 1.083% interest charge and a 5% facilitation fee for a 30-day term. Loans are disbursed to your Timiza account, from which you can withdraw to M-PESA.
How can I increase my Timiza loan limit?
To grow your loan limit, increase your activity on Timiza by transacting on other services like depositing cash, paying bills, or subscribing to insurance. Also, increase your savings in the Zidisha savings account and your M-PESA usage.
What types of bills can I pay with Timiza?
You can pay utility bills such as KPLC, ZUKU, DSTV, and GOTV. Additionally, you can pay bills via Till and pay bill accounts directly through Timiza.
Can I withdraw funds from Timiza?
Yes, you can withdraw funds from your Timiza account via all Absa ATMs. The loan is disbursed to your Timiza account, and you can then withdraw it to M-PESA.
Does Timiza offer savings accounts?
Yes, if registered for Timiza, you can open and use the Zidisha savings account to save money and earn returns.
What devices does Timiza support?
Timiza is available on iPhone and iPod devices, as indicated by the supported devices listed.
How often is Timiza updated?
The latest version of Timiza is 1.0.66, and it was last updated on April 16, 2026, indicating regular updates for the application.
