Kinshi: AI Personal CFO

Most finance apps wait for you to come to them. Kinshi works the other way. Every morning at 7am, you wake up to a one-line money brief: what you spent, what's coming, what to cancel, what looks weird. Tap the notification, get the full picture, ask follow-up questions. You don't open an app to check on your money. Your money checks in with you. Works with 12,000+ banks via Plaid. Bank-grade encryption. We never see your bank login. ——— WHAT KINSHI WATCHES FOR • DAILY BRIEF: A 7am push: "$83.90 spent yesterday. Biggest: $54 Whole Foods. 80% through grocery budget." • ANOMALY ALERTS: "Spotify charged twice — $9.99 on Apr 14 and again today. Tap to see both charges." • SUBSCRIPTION CHANGES: When a recurring charge goes up, you hear about it. Includes the ones you forgot you had. • WEEKLY HEALTH CHECK: Monday recap - where you came in vs. last week, what drove it. • SAFE TO SPEND: A real number that subtracts upcoming bills and your savings target. No more guessing. • CASH FLOW FORECAST: 30 days ahead. Warns you if you're about to overdraft. ——— CHAT-FIRST, NOT DASHBOARD-FIRST Every alert opens a conversation. Ask follow-ups. "Why is my dining up?" "Can I afford a $400 flight?" "What did I spend on coffee last month?" Kinshi pulls real numbers from your accounts and answers in plain English with charts you can save to Insights. ——— PRIVACY, IN ENGLISH • We never see your bank login. Plaid handles every connection, read-only. • We never sell your data. Subscription is the only revenue. Always will be. • Bank-grade encryption (AES-256 at rest, TLS 1.2+ in transit). • Export or delete everything in one tap. No "lock-in" gimmicks. Read the full policy in plain English at kinshi.app/privacy. ——— PRICING • Yearly: $49.99/yr (about $4/mo billed yearly) with a 7-day free trial • Monthly: $9.99/mo with a 48-hour free trial Cancel anytime in Settings. Your data is yours either way. ——— WHO THIS IS FOR People who already use a couple of credit cards, have one or two recurring subscriptions they're not sure about, and want a real signal when something changes — not another dashboard to check. If you'd rather have an app that pages you when there's something to know than one you have to remember to open, Kinshi is built for you. That's the whole product. ——— QUESTIONS? Email hello@kinshi.app — the founder reads every message and replies within one business day. Privacy Policy: https://kinshi.app/privacy Terms of Use: https://kinshi.app/terms