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Kissht: Instant Personal Loan

Kissht: Instant Personal Loan

Get Quick Loan up to Rs 5 Lakh

813 ratings
28 reviews
💰 Finance

Details

  • Released
  • Updated
  • December 14, 2025
  • August 3, 2026

Features

Developer

OnEMi Technology Solutions Limited
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About

This app provides quick personal and business loans up to ₹5 Lakh with minimal documentation. It offers a fully digital application process, instant fund transfers, and flexible repayment plans. Partnering with RBI-registered NBFCs, it aims for secure and transparent financial assistance.

✓Instant personal loans up to ₹5 Lakh
✓Business loans for entrepreneurs
✓Minimal documentation required
✓Fully digital KYC and application
✓Direct fund transfer to bank account
✓Flexible repayment plans
✓Transparent terms and competitive rates
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What's New in Kissht

3.0.1

August 3, 2026

• Improved app performance • Minor UI refinements • Bug fixes and stability improvement

More

Events

Read more about Instant Loans for Quick Cash!
Event EndedSpecial Event

Instant Loans for Quick Cash!

No Savings Left? Get An Online Personal Loan Now!

Jun 24, 2026 — Jul 11, 2026

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User reviews

Most RecentHighest RatedLowest Rated

Fantastic application

Kissht is a known name in the Indian digital lending space and the app looks clean and easy to use. The loan application process is simple and mostly paperless, which makes it convenient for users who need quick funds in emergencies. The interface is user- friendly and the app performance feels smooth after recent updates.

However, users should be cautious before

taking a loan. The interest rates,

processing fees, and late payment

charges are not always clearly highlighted

upfront, so it is very important to read the

terms and conditions carefully before

accepting any offer. Like most instant

loan apps, it may ask for multiple

permissions, which could be a concern

for privacy-conscious users.

This app is suitable for short-term

financial needs if you are confident about

timely repayment. Missing EMIs can lead

to high penalties and additional charges.

Overall, Kissht is not a scam, but it is also

not a low-cost loan optio
Show more
Ankitsingh.inAnkitsingh.in

Response from developer

Dear User, Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!  

Best loan app

The loan application process is simple and mostly paperless, which makes it convenient for users who need quick funds in emergencies. The interface is user-friendly and the app performance feels smooth after recent updates.
However,
zodxgaming76zodxgaming76

Response from developer

Dear User, Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!  

Reliable loan application

Kissht is a very user-friendly app with a smooth interface and quick loan approval process. The EMI options are flexible, and the application process is simple and hassle-free. Customer support is responsive, making it a reliable choice for managing personal financing needs.
Pushpak GunjalPushpak Gunjal

Response from developer

Dear User, Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!  

Good

I’ve been using Kissht for a while now and the experience has been really smooth. Loan approval was quick, process was 100% digital, and customer support was responsive when I had a query. Interest rates and EMI details are transparent with no hidden charges. The app is easy to use and payments are hassle-free. Good app for instant personal loans.
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PushmithPushmith

Response from developer

Dear User, Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!  

Amazing app!!!

I've had a good experience using Kisht App so far. The app is simple and easy to navigate, even for first-time users. The loan application process was straightforward, and I received updates at every step, which made the experience transparent. Customer support was responsive when I had questions. The interface is clean, and managing repayments is convenient through the app. Overall, it's a helpful option for people looking for a quick and hassle-free digital lending experience.
Show more
heydiuuheydiuu

Response from developer

Dear User, Thank you for your wonderful 5-star rating! We truly appreciate your support and trust in our services. Your feedback motivates us to serve you even better. We would be grateful if you could share your experience with your family and friends. Thank you for being with us!  

See 23 more reviews

FAQ

What is the maximum loan amount I can get with Kissht?

Kissht offers digital personal loans ranging from ₹10,000 to ₹5,00,000. The final sanctioned amount depends on your credit assessment by Kissht's lending partners.

What are the interest rates and tenure for Kissht loans?

Interest rates range from 12% to 28.5% per annum, with tenures from 6 to 60 months. The Annual Percentage Rate (APR) can range from 18% to 36%.

How long does it take to get funds from Kissht?

You can apply for a personal loan in just 5 minutes, and funds can be transferred directly to your bank account. The entire process is designed for immediate financial assistance.

Does Kissht have ads?

Yes, Kissht contains advertisements. As an ad-supported application, it displays advertisements to users.

What documentation is needed to apply for a loan with Kissht?

Kissht requires minimal documentation for loan applications. You will need to complete a 100% digital KYC process as part of the application.

Which NBFCs does Kissht work with?

Kissht partners with RBI-registered NBFCs including Si Creva Capital Services Pvt Ltd, MAS Financial Services Ltd, Northern Arc Capital Ltd., Piramal Capital & Housing Finance Ltd., and SMFG India Credit Co. Ltd.

Is Kissht a safe and transparent loan app?

Kissht prioritizes user safety and follows RBI guidelines for collections. The app emphasizes transparent processes with no hidden charges and aims for a customer-centric experience.

What is the age rating for Kissht?

Kissht is rated 4+ and is suitable for users aged four and above.