Super good concept
Amazing idea, takes an absolute eternity to transfer money to the cash card
App is a ways off
You need to work on the app guys. It gives white screen on first open every time. It also took over a week for funds to deposit from my bank.
Do NOT waste your time and credit inquiries
I was excited when I saw this but this whole business is scam... first I have 30K in amex 25K in capital one 18K in chase and this guys game me 2k limit I was like thats fine but after I approved and all this company have so awful way of doing business... Most of the thing they claim like VCC and all is not there well its there but nobody accepts their card so whats point of wasting credit for some trash stuffs ... other rhan that they have mini app which they charge fee to use and no where to be found how to cancle ... whats a scam company
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Not ready… feels years away and making some bad choices
I was very excited because I thought there was/is lot of potential. In use it feels cobbled together at best. App experience is clumsy and lacking features; no context or instructions provided for the features that are here… for example a single use or single merchant card allows you to set a limit, but you have to choose how often that limit refreshes (daily, weekly, monthly, or yearly)… there is no option to not reset the limit… feels counter to the point of a single use card. You can’t add notes to a card to record how you used it, what you set it up for, etc. UI feels unpolished and far from complete.
Probably worst of all, they insist there is only one payment option and it’s through a 3rd party payment system called Plaid that requires you log into your bank account(s) via Plaid. Plaid is forced to disclose that they will have access to your balances for your accounts within whichever banking institution you connect, your contact info, routing and account numbers, etc. Totally unacceptable… how is this true of a credit card that is supposed to be about privacy and security?
I’m very disappointed and can’t recommend at all.
Probably worst of all, they insist there is only one payment option and it’s through a 3rd party payment system called Plaid that requires you log into your bank account(s) via Plaid. Plaid is forced to disclose that they will have access to your balances for your accounts within whichever banking institution you connect, your contact info, routing and account numbers, etc. Totally unacceptable… how is this true of a credit card that is supposed to be about privacy and security?
I’m very disappointed and can’t recommend at all.
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Never received my refund
The app was working great until I had an issue with a retailer. The retailer issued me a refund back to my active klutch card and they have given me confirmation transaction id numbers however Klutch support told me to wait and it’s been around a year of me still waiting
