Kuvera by CRED: Mutual Funds

Kuvera by CRED: Mutual Funds

Direct MFs, SIPs, FDs, Surplus

163 ratings
113 reviews
Free

Details

  • Released
  • Updated
  • March 9, 2018
  • September 11, 2026
Kuvera by CRED: Mutual Funds screenshot #1 for iPhone
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About

This app simplifies online investing by offering a single platform for mutual funds, fixed deposits, and stock market investments. It provides tools for financial planning, goal setting, and family accounts, along with smart analytics to help users make informed decisions and grow their wealth.

Mutual fund SIPs and lump sum investments
Online fixed deposit booking
Stock market trading on NSE/BSE
EPF balance tracking
Goal-based financial planning
Family account management
Investment analytics and insights
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What's New in Kuvera by CRED

2.1.7

September 11, 2026

Kuvera by CRED: New identity, same foundation Surplus: - Move idle cash to liquid funds - You can instantly redeem up to ₹4 lakhs per day. Note: For each fund, SEBI caps instant redemption at ₹50,000 or 90% of your invested amount (whichever is lower). Insights: - Get timely signals across your portfolio DAP (Discipline, Allocation, Performance): - Discipline: Consistency - Allocation: Spread - Performance: Returns vs benchmarks Payments: - Faster, simpler transactions Custody: - Unchanged — units held with AMCs, in your name Support: - [help@kuvera.in](mailto:help@kuvera.in) Disclaimer: - Investments are subject to market risks - Read all documents carefully before investing

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User reviews

Customer Support Has Declined After the CRED Takeover

I have been using Kuvera for some time and previously had a very positive experience with the platform, especially with its customer support.

However, after the CRED takeover, my recent experience has been quite disappointing. I had several concerns regarding my account and the application, but getting assistance from customer support has been extremely slow. There were instances where I had to wait for days without receiving a proper response, which was frustrating, particularly when dealing with matters related to investments and account information.

Kuvera has been a very good investment platform, and I genuinely hope the team takes customer support more seriously and restores the level of service and responsiveness it was previously known for.

I would be happy to revise my rating if the customer service experience improves.

Wishing the Kuvera team the best and hoping to see the platform return to its previous standards.
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Response from developer

We regret the inconvenience you had to face. For better assistance please share your information with help@kuvera.in. We will be happy to assist you.

Excellent service

Ever since CRED took over Kuvera, the app has become excellent. The overall experience is much smoother, faster, and more polished than before. Navigation is seamless, performance is reliable, and everything works effortlessly. The service quality has also improved significantly, making investing and portfolio management a pleasure. Great job by the CRED team—this has become one of the best and most user-friendly investment apps.
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Include projected growth

"It'd be great to see a visual chart projecting our growth over the next few years using current returns."

Successfully made me uninstall the app

I used to like the app previously. I live abroad and use this to invest in Indian mutual funds. With the new app and update, login functionality is horrible. It every time asks for the otp and send its to my Indian mobile number. I tried login with Kuvera account as well that also asks otp to the same number. It’s definitely not an improvement but horrible experience. I will have to use web app if needed and uninstalled the app
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Very Bad

I am extremely disappointed with this app. Ever since Kuvera merged with Cred, the app has become full of bugs and problems. The old Kuvera app worked much better.

For the past week, I have been contacting customer support, but nothing has been fixed. They keep saying they are working on it, but there is no real progress. When I submit a support request, they promise a reply within 24 hours, but they often don’t respond at all.

The portfolio data is also incorrect. On the desktop website, the Import Portfolio feature says the system cannot import my holdings, and it shows confusing messages. Even worse, the investment amounts shown in Kuvera do not match my actual AMC records. In some cases, Kuvera is showing almost double the correct amount, which is unacceptable for a financial app.

I have completely lost trust in this app. It has become unreliable and frustrating to use. I am now switching to another investment platform because I can no longer depend on Kuvera. Please fix these serious issues instead of making promises that are never fulfilled.
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Response from developer

Thank you for your feedback and continued support. We're continuously working to improve the app experience. If you have any suggestions or need assistance, please feel free to reach out to us at help@kuvera.in.

Developer apps

FAQ

What does the Kuvera app do?

The app simplifies online investing by providing a single platform for mutual funds, fixed deposits, and stock market investments. It also offers features for financial planning, goal setting, family accounts, and investment analytics to help users make smarter decisions and grow their wealth.

What are the key features of the Kuvera app?

Key features include starting SIPs in over 5000 direct mutual fund plans, booking online fixed deposits, investing in stocks on NSE and BSE, tracking EPF balance, and setting up financial goals. It also offers family account management and smart analytics for portfolio performance.

Is the Kuvera app free to use?

The app is free to download and use for core investing functionalities. While the app itself is free, there may be in-app purchases or associated charges for specific financial products or services offered through the platform.

What kind of investments can I make through Kuvera?

You can invest in a wide range of direct mutual funds across various categories, book fixed deposits from different banks and NBFCs, and buy/sell shares listed on the NSE and BSE. The app also allows tracking of EPF and external gold investments.

Can I manage investments for my family on Kuvera?

Yes, the app allows you to create a family account, enabling you to manage individual accounts under a single login. This feature is useful for managing investments for parents or investing jointly with a spouse.