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Prefr: Personal Loan App

Prefr: Personal Loan App

Instant Personal Loan App

27 ratings
23 reviews
💰 Finance

Details

  • Released
  • Updated
  • March 5, 2026
  • September 29, 2026

Developer

Dreamplug
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Prefr: Personal Loan App screenshot #1 for iPhone
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⭐23
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❓8 answered
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About

Access personal loans up to ₹5,00,000 and check your credit score instantly through a secure, fully digital process. This app offers fast, transparent borrowing for various needs, with funds disbursed directly to your bank account.

✓Personal loans up to ₹5,00,000
✓Instant credit score check
✓100% digital and paperless application
✓Flexible repayment tenures (12-48 months)
✓Funds disbursed directly to bank account
✓Personalized credit improvement tips
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What's New in Prefr

1.0.7

September 29, 2026

A cleaner, simpler onboarding flow gets you from download to your loan offers quicker. Set up your profile and get instant credit health insights. Squashed bugs and improved speed and stability for a smoother experience throughout.

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User reviews

Most RecentHighest RatedLowest Rated

Very worst app

West of time
Santhosh doneSanthosh done

Fraud and scammer application

This 3rd party app give your life one the worst experience they never give you loan this app show you maximum loan amount like 5 lakh to 10 lakh on the interest rate of 2% , 5% but when you proceed this app show you loan amount 20k - 30k on the interest rate of 29% - 32% if you have 800 CIBIL but they show you the same on this CIBIL also so never ever try to use this app
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Kumar sid against scammersKumar sid against scammers

Response from developer

We regret that your experience did not meet your expectations. Loan offers, amounts, and interest rates are subject to eligibility and lender-specific terms. Please contact us at wecare@prefr.com with your registered details so we can review your concern.

Simple and user friendly fin tech app

Good experience with Prefr. the application process is simple and easy to understand.
Sudip.SSudip.S

Response from developer

Thank you for sharing your experience! We’re glad you found the Prefr application process simple and easy to understand.

Got a 1 lac loan in 10 mins

Got a 1 lac loan from MAS. Was fast. got approval in seconds, after which i had to take selfie, submit my kyc, setup by autodebit via upi autopay, gave my address details and then immediately got the agreement signing. Wasn’t expecting this speed for 1 lac loan. took it for 18 months.
also now it’s been two months, paying on time. no problem. debits automatically from my account. also saw they have free credit score check which refreshes every month. so that’s good benefit as well.
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pcm017pcm017

Response from developer

Thank you for your feedback! We're glad to hear you think it's good!

Personal Loan

Very bad service , After so much enquiry and doing formalities they will reject , Dont fall for this.
NishantKaNishantKa

Response from developer

We regret that your experience did not meet your expectations. Loan approval is subject to eligibility assessment and lender policies, and completing the application does not guarantee approval. Please share your registered details at wecare@prefr.com so we can review your experience and assist you further.

See 18 more reviews

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FAQ

What is the maximum loan amount offered by Prefr?

Prefr offers personal loans ranging from ₹51,000 to ₹5,00,000. The specific amount you can borrow depends on your eligibility and financial assessment.

What are the repayment terms for loans from Prefr?

Loans from Prefr can be repaid over flexible tenures ranging from 12 to 48 months. This allows you to choose a repayment plan that best suits your financial situation.

What is the interest rate and APR for Prefr loans?

The interest rate for Prefr loans ranges from 18% to 30% per annum, with an Annualized Percentage Rate (APR) between 20.7% and 45%. These rates are subject to your loan amount and repayment tenure.

Does Prefr have ads?

Yes, Prefr contains advertisements. As an ad-supported application, it displays ads to users.

What are the eligibility criteria to apply for a loan on Prefr?

To be eligible for a loan on Prefr, you must be a resident of India, aged between 22 and 55 years, and have an annual household income of ₹3,00,000 or above.

How long does it take to get funds after applying with Prefr?

The application process with Prefr is designed to be fast and fully digital. Once approved, funds are typically disbursed directly to your bank account, though specific timelines can vary.

What is the processing fee for a loan from Prefr?

The processing fee for loans from Prefr ranges from 3% to 5% of the loan amount. This fee, along with GST, is deducted from the disbursed amount.

Which lending partners does Prefr work with?

Prefr facilitates loans through RBI approved lending partners including Aditya Birla Capital Limited, Poonawalla Fincorp Limited, SMFG India Credit Company Limited, Respo Financial Capital Pvt. Ltd., and NDX P2P Private Ltd.