
Lefto: Payday Budget Planner
Know what you can safely spend
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About
Lefto is a simple payday-based budgeting app built around one question: how much can I safely spend?
Instead of complicated budgets and endless categories, Lefto helps you understand what your money actually looks like between paydays.
Set your payday, add your income and upcoming bills, and Lefto calculates a safe amount you can spend today and this week.
KNOW WHAT'S SAFE TO SPEND
See a clear daily and weekly spending amount based on your available money, upcoming plans and time until payday.
CHECK BEFORE YOU BUY
Thinking about buying something? Enter the amount into “Can I buy this?” and see how the purchase would affect your spending room before you commit.
PLAN AHEAD
Add rent, bills, subscriptions and other upcoming payments. Lefto helps protect money for planned expenses so it isn't mistaken for money that's free to spend.
UNDERSTAND YOUR SPENDING
Track expenses and income, see spending by category and follow your progress throughout each payday cycle.
LEARN FROM EVERY PAYDAY
Payday history and insights help you understand how your spending changes from one cycle to the next.
Lefto is designed to make everyday money decisions simpler — without turning budgeting into another job.
Know your money. Keep your freedom.
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What's New in Lefto
1.0
September 2, 2026





