
About
This app allows users to pay with Pix in Brazil using their USD balance, without needing a CPF or Brazilian bank account. It also supports holding and exchanging multiple currencies, international money transfers, and managing personal finances through an AI assistant.
What's New in Liminal Finance
2.5.3
October 29, 2026
• Share your invite as a card: your invite, your code on its own, or a QR code, each with your name on it. Send it to WhatsApp, Messages, Messenger, Facebook, X or Instagram, or copy it. • Bigger rewards. Invite a friend and you earn 10,000 LIL Bits when they add $10 in total, and they get 5,000. New accounts get a 5,000 LIL welcome bonus with their first top-up, plus 2,500 for that first deposit. • Verified? Claim your LIL Bits straight away. You no longer need to add money first. • Split a bill on one receipt-style card, with everyone's share in one place. • Pay from Savings on Pix or when sending to a friend, and watch both steps: the money leaving Savings, then the payment going out. • A Savings deposit or withdrawal says it is on its way until it settles. If it does not go through, we say so and your money stays where it was. • Pay the rest of a send or a Pix payment from Savings when your balance does not cover it. • The Pix screen has an info button that shows your limits. Type an amount over your limit and the same sheet opens. • Pay a business by Pix QR code and your transaction shows who you paid, with the shop's logo or an icon for the kind of place. • The Pix pay screen keeps going on poor signal and shows how long the code has left. • Find rewards partners by name, and see them as pins on the map by category. A partner's page has a Getting there map, and their payment screen shows their main photo. • Rewards experiences sit in a sideways row per category. • Adding money by bank transfer is clearer, and any reference works. • Open Nim from a Pix receipt and ask about that payment. Nim knows which one you mean. • Calm house pictures on first-time empty screens and the identity step.
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FAQ
How does Liminal Finance help me pay with Pix in Brazil?
Liminal Finance allows you to make Pix payments in Brazilian Reais directly from your USD balance. This means you can pay for everyday expenses in Brazil without needing a local CPF or a Brazilian bank account.
Can I use Liminal Finance if I'm not a resident of Brazil?
Yes, Liminal Finance is designed for foreigners, digital nomads, and expats. You can use your USD balance to make Pix payments in Brazil, making it convenient for visitors and those working remotely.
What currencies can I hold and exchange with Liminal Finance?
The app supports holding and exchanging multiple currencies. You can manage your international finances by holding different currencies and exchanging them within the app as needed.
Does Liminal Finance have an AI assistant for managing money?
Yes, Liminal Finance features an AI money assistant named Nim. You can manage your money, send payments, split bills, and prepare currency conversions by speaking or typing naturally to Nim.
How can I earn interest on my savings with Liminal Finance?
Liminal Finance offers a savings feature where you can earn 5% annual interest on your money. You can keep your savings separate from your spending money and check your balance and current rate within the app.
What are the age restrictions for Liminal Finance?
Liminal Finance has an age rating of 17+, meaning users must be at least 17 years old to download and use the application.
How often is Liminal Finance updated?
The latest version of Liminal Finance is 2.5.3, and it was last updated on October 29, 2026. This indicates a relatively frequent update schedule for the application.
Is Liminal Finance available on Android devices?
Currently, Liminal Finance is supported on iPhone and iPod devices. Information regarding Android compatibility is not provided in the current data.





