Best Link by Chapa alternatives: apps like Link by Chapa

10+ similar apps compared and reviewed

4.4 avg rating
10 free apps
Updated November 2026

Whether you want more options like Link by Chapa or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Link by Chapa

Totals - Personal Finance#3

Totals - Personal Finance by Horan Technologies LLC

All-in-one money manager
Worth Considering
💰 Finance
5.0(5 ratings)
Free
Totals - Personal Finance screenshot 1
Totals - Personal Finance screenshot 2
Totals - Personal Finance screenshot 3
Totals - Personal Finance screenshot 4

This personal finance app aggregates Ethiopian bank accounts, offering tools for spending tracking, budgeting, and debt management. It automatically records transactions by reading SMS messages, ensuring privacy as all data is processed on your device.

More apps like Link by Chapa

4
LakiPay
LakiPay
LakiPay
by LAKIPAY FINANCIAL TECHNOLOGIES S C
Free

A secure and fast mobile wallet for sending and receiving money, paying bills, and purchasing airtime. It simplifies everyday transactions like splitting costs and merchant payments through a user-friendly interface.

Send and receive cash instantlyPay bills and buy airtimeScan QR codes at merchants
💰 Finance
(2)
free
5
R-Cashio
R-Cashio
R-Cashio
R-Cashio – by Ramad Pay Inc.
Free

Send and receive money internationally with this licensed service. It facilitates fast, secure cross-border transactions between Kenya, Somalia, and Ethiopia using USD, KES, and ETB. Supports mobile money and bank transfers with competitive exchange rates.

Cross-border money transfersMobile money integrationBank transfers
💰 Finance
(2)
free
6
YaYa Wallet
YaYa Wallet
YaYa Wallet
Fast & secure mobile money
Free

This app allows users to send and receive money on their mobile devices, conduct cashless payments, and manage multiple accounts. It offers secure transactions with PIN and fingerprint authentication, and supports various payment methods including QR codes and bank transfers.

Send and receive money instantlyCashless payments for goods and servicesManage multiple accounts
💰 Finance
(15)
free
7
Arif Remit
Arif Remit
Arif Remit
Send & Recieve Money
Free

Send money internationally with ease through bank deposits, wallet transfers, cash pickup, or payment links. This secure and reliable service offers transparent exchange rates and multiple payout options for users in Ethiopia and globally.

International money transfersBank deposit, wallet, cash pickupPayment links and airtime top-up
💰 Finance
(3)
free
8
Mela Equb
Mela Equb
Mela Equb
Simplifying 'Equb'
Free

This app simplifies the traditional 'Equb' group savings method. It allows users to easily create and manage collaborative savings pools with features like automated contributions and real-time tracking for financial empowerment.

Create and manage group savings poolsAutomated contributionsReal-time tracking
💰 Finance
(1)
free
9
Destta: Send Money Home
Destta: Send Money Home
Destta: Send Money Home
Send Joy, Receive Destta
Free

Easily send and receive money internationally with this secure and nearly free financial platform. It's designed for a global community, including expats and freelancers, to manage cross-border transactions.

Easy money sending and receivingInstant transactionsSecure platform
💰 Finance
(17)
free
10
Coop-App Alhuda
Coop-App Alhuda
Coop-App Alhuda
by COOPERATIVE BANK OF OROMIA (S.C)
Free
💰 Finance
(0)