Best Link by Chapa alternatives: apps like Link by Chapa

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated October 2026

Whether you want more options like Link by Chapa or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Link by Chapa

Totals - Personal Finance#3

Totals - Personal Finance by Horan Technologies

All-in-one money manager
Worth Considering
💰 Finance
5.0(5 ratings)
Free
Totals - Personal Finance screenshot 1
Totals - Personal Finance screenshot 2
Totals - Personal Finance screenshot 3
Totals - Personal Finance screenshot 4

This personal finance app aggregates Ethiopian bank accounts, offering tools for spending tracking, budgeting, and debt management. It automatically records transactions by reading SMS messages, ensuring privacy as all data is processed on your device.

More apps like Link by Chapa

4
R-Cashio
R-Cashio
R-Cashio
R-Cashio – by Ramad Pay Inc.
Free

Send and receive money internationally with this licensed service. It facilitates fast, secure cross-border transactions between Kenya, Somalia, and Ethiopia using USD, KES, and ETB. Supports mobile money and bank transfers with competitive exchange rates.

Cross-border money transfersMobile money integrationBank transfers
💰 Finance
(2)
free
5
LakiPay
LakiPay
LakiPay
by LAKIPAY FINANCIAL TECHNOLOGIES S C
Free

A secure and fast mobile wallet for sending and receiving money, paying bills, and purchasing airtime. It simplifies everyday transactions like splitting costs and merchant payments through a user-friendly interface.

Send and receive cash instantlyPay bills and buy airtimeScan QR codes at merchants
💰 Finance
(2)
free
6
Destta: Send Money Home
Destta: Send Money Home
Destta: Send Money Home
Send Joy, Receive Destta
Free

Easily send and receive money internationally with this secure and nearly free financial platform. It's designed for a global community, including expats and freelancers, to manage cross-border transactions.

Easy money sending and receivingInstant transactionsSecure platform
💰 Finance
(3)
free
7
YaYa Wallet
YaYa Wallet
YaYa Wallet
Fast & secure mobile money
Free

This app allows users to send and receive money flexibly on their mobile devices. Conduct cashless payments, manage multiple accounts, and make instant transactions using QR codes. Secure your transactions with PIN and fingerprint authentication.

Send and receive money instantlyCashless payments for goods and servicesManage multiple accounts
💰 Finance
(15)
free
8
LakiRemit
LakiRemit
LakiRemit
Send money effortlessly.
Free

Effortlessly send money to Ethiopia with this secure and user-friendly remittance app. Enjoy fast transfers, real-time exchange rates, and 24/7 customer support for a seamless experience.

Fast money transfersSecure transactions with encryptionUser-friendly interface
💰 Finance
(3)
free
9
Polar — Monetize your software
Polar — Monetize your software
Polar — Monetize your software
Monetize software with ease
Free

Manage your software business on the go with sale notifications, customer insights, and business analytics. Transform your software into a thriving business with this intuitive mobile tool.

Sale notificationsBusiness analyticsCustomer insights
💰 Finance
(19)
free
10
Kacha Customer
Kacha Customer
Kacha Customer
by Kacha Digital Financial Services
Free

This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.

Mobile money servicesBill paymentsRemittances
💰 Finance
(6)
free