Comparison

LakiPay vs Link by Chapa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LakiPay

A secure and fast mobile wallet for sending and receiving money, paying bills, and purchasing airtime. It simplifies everyday transactions like splitting costs and merchant payments through a user-friendly interface.

Highlights
  • Send and receive cash instantly
  • Pay bills and buy airtime
  • Scan QR codes at merchants
  • Simple and secure wallet
  • Effortless everyday payments
Features
Read full description

LakiPay is the fast, secure way to move your money. Send and receive cash in seconds, pay bills, buy airtime, and scan QR at shops—all from one simple wallet. Whether you’re splitting lunch, topping up family, or checking out at a merchant, LakiPay makes everyday payments effortless and safe.

About

Link by Chapa

Read full description

LinkApp — Everything you need, all in one place. LinkApp brings the things you do every day into a single, simple app. Buy event tickets, make donations, shop for groceries, and pay seamlessly with contactless payments — no more juggling a dozen different apps. What makes LinkApp different is the built-in AI. Instead of tapping through menus and checkout flows, you just chat. Tell our AI assistant what you need — "find me concert tickets this weekend," "order groceries for the week," or "donate to a cause I care about" — and it handles the hassle for you. We also celebrate community and culture. Through LinkApp, you can discover and order authentic cultural food from different communities, bringing the flavors of home and the world together in one place. Whether you're craving a taste of your own heritage or exploring something new, LinkApp connects you to it. With LinkApp you can: Buy tickets to events you love Shop for groceries and everyday essentials Make donations to causes that matter Pay quickly and securely with contactless payments Order authentic cultural food from diverse communities Do it all through one easy AI-powered chat One app. One conversation. Everything connected.

Screenshots

LakiPay4 screens
Link by Chapa4 screens

Verdict

The call

The clearest difference is update cadence: LakiPay at every 4 days against Link by Chapa's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LakiPay ships an update every 4 days, Link by Chapa every 2 months. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 8 level
LakiPay versus Link by Chapa: the parameters behind the verdict, then further details
ParameterLakiPayLink by Chapa
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 4 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size57 MB34 MB
Age rating12+4+
DeveloperLAKIPAY FINANCIAL TECNOLOGIES SCChapa

In-app purchases

None

LakiPay

No in-app purchases

None

Link by Chapa

No in-app purchases

Questions

Is LakiPay free?
LakiPay is free to download, with no in-app purchases.
Is Link by Chapa free?
Link by Chapa is free to download, with no in-app purchases.
Do LakiPay or Link by Chapa have ads?
Neither LakiPay nor Link by Chapa shows ads.
Which is updated more often, LakiPay or Link by Chapa?
LakiPay ships an update every 4 days, and Link by Chapa every 2 months. Most recently, LakiPay was updated on October 30, 2026 and Link by Chapa on November 5, 2026.

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