LakiPay vs Link by Chapa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LakiPay
A secure and fast mobile wallet for sending and receiving money, paying bills, and purchasing airtime. It simplifies everyday transactions like splitting costs and merchant payments through a user-friendly interface.
- Send and receive cash instantly
- Pay bills and buy airtime
- Scan QR codes at merchants
- Simple and secure wallet
- Effortless everyday payments
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LakiPay is the fast, secure way to move your money. Send and receive cash in seconds, pay bills, buy airtime, and scan QR at shops—all from one simple wallet. Whether you’re splitting lunch, topping up family, or checking out at a merchant, LakiPay makes everyday payments effortless and safe.
Link by Chapa
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LinkApp — Everything you need, all in one place. LinkApp brings the things you do every day into a single, simple app. Buy event tickets, make donations, shop for groceries, and pay seamlessly with contactless payments — no more juggling a dozen different apps. What makes LinkApp different is the built-in AI. Instead of tapping through menus and checkout flows, you just chat. Tell our AI assistant what you need — "find me concert tickets this weekend," "order groceries for the week," or "donate to a cause I care about" — and it handles the hassle for you. We also celebrate community and culture. Through LinkApp, you can discover and order authentic cultural food from different communities, bringing the flavors of home and the world together in one place. Whether you're craving a taste of your own heritage or exploring something new, LinkApp connects you to it. With LinkApp you can: Buy tickets to events you love Shop for groceries and everyday essentials Make donations to causes that matter Pay quickly and securely with contactless payments Order authentic cultural food from diverse communities Do it all through one easy AI-powered chat One app. One conversation. Everything connected.
Screenshots
Verdict
The clearest difference is update cadence: LakiPay at every 4 days against Link by Chapa's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LakiPay ships an update every 4 days, Link by Chapa every 2 months. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | LakiPay | Link by Chapa |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 4 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 57 MB | 34 MB |
| Age rating | 12+ | 4+ |
| Developer | LAKIPAY FINANCIAL TECNOLOGIES SC | Chapa |
In-app purchases
LakiPay
No in-app purchases
Link by Chapa
No in-app purchases









