Comparison

Nisir Microfinance vs Link by Chapa

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Nisir Microfinance

Features
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Nisir Microfinance digital platform offers mobile money, bill payments, and merchant payments, making financial services accessible to all Ethiopians, especially those who are underserved and unserved. We are committed to empowering our customers by providing them with convenient, affordable, and secure digital financial services that meet their everyday needs. At Nisir Microfinance, we are passionate about driving positive change and creating value for our customers, employees, and society as a whole. We are proud to be part of Ethiopia's digital transformation and are committed to playing our role in achieving the country's economic and social development goals. Thank you for choosing Nisir Microfinance as your financial services provider.

About

Link by Chapa

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LinkApp โ€” Everything you need, all in one place. LinkApp brings the things you do every day into a single, simple app. Buy event tickets, make donations, shop for groceries, and pay seamlessly with contactless payments โ€” no more juggling a dozen different apps. What makes LinkApp different is the built-in AI. Instead of tapping through menus and checkout flows, you just chat. Tell our AI assistant what you need โ€” "find me concert tickets this weekend," "order groceries for the week," or "donate to a cause I care about" โ€” and it handles the hassle for you. We also celebrate community and culture. Through LinkApp, you can discover and order authentic cultural food from different communities, bringing the flavors of home and the world together in one place. Whether you're craving a taste of your own heritage or exploring something new, LinkApp connects you to it. With LinkApp you can: Buy tickets to events you love Shop for groceries and everyday essentials Make donations to causes that matter Pay quickly and securely with contactless payments Order authentic cultural food from diverse communities Do it all through one easy AI-powered chat One app. One conversation. Everything connected.

Screenshots

Nisir Microfinance4 screens
Link by Chapa4 screens

Verdict

The call

Nisir Microfinance and Link by Chapa are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on November 5, 2026.

ScorecardNo meaningful differences
Nisir Microfinance versus Link by Chapa: the parameters behind the verdict, then further details
ParameterNisir MicrofinanceLink by Chapa
PriceFreeFree
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1515.0
Further details โ€” not scored
Size100 MB34 MB
Age rating17+4+
DeveloperKacha Digital Financial ServicesChapa

In-app purchases

None

Nisir Microfinance

No in-app purchases

None

Link by Chapa

No in-app purchases

Questions

Is Nisir Microfinance free?
Nisir Microfinance is free to download, with no in-app purchases.
Is Link by Chapa free?
Link by Chapa is free to download, with no in-app purchases.
Do Nisir Microfinance or Link by Chapa have ads?
Neither Nisir Microfinance nor Link by Chapa shows ads.
Which is updated more often, Nisir Microfinance or Link by Chapa?
Nisir Microfinance ships an update every 2 months, and Link by Chapa every 2 months. Most recently, Nisir Microfinance was updated on November 5, 2026 and Link by Chapa on November 5, 2026.

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