Best apps like Lumino: Net Worth & Cash Flow

9+ similar apps compared and reviewed

5.0 avg rating
9 free apps
Updated September 2026

Whether you want more options like Lumino or a completely different take on the same concept, our curated list of 9+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Lumino

Formation Money#1

Formation Money by Bradley Porter

Your complete wealth picture
Editor's Choice
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
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Consolidate all your financial accounts and assets into a single, clear dashboard. Track net worth, investment performance, cash flow, and future plans with AI-powered insights. Securely manage your complete financial picture.

TallyFi: Personal Finance#2

TallyFi: Personal Finance by Bradnon Close

Money, beautifully tallied
Strong Contender
💰 Finance
5.0(1 ratings)
Free
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This app provides a comprehensive overview of your finances, consolidating all accounts, budgets, bills, and subscriptions into a single dashboard. It offers automated transaction categorization, spending analysis, net worth tracking, and proactive bill reminders. An AI assistant helps answer financial questions and provides weekly summaries.

More apps like Lumino

4
TradeZap AI
TradeZap AI
TradeZap AI
Stock Scanner & Swing Signals
Free
💰 Finance
(0)
5
Future Capital
Future Capital
Future Capital
by RED VISION COMPUTER TECHNOLOGIES PRIVATE LIMITED
Free
💰 Finance
(0)
6
Bento: Budget & Money Tracker
Bento: Budget & Money Tracker
Bento: Budget & Money Tracker
Finance, Subscriptions & AI
Free

This personal finance app offers customizable dashboards and an AI assistant to help you track spending, manage budgets, and organize transactions. Securely connect your bank accounts to gain a comprehensive view of your finances and uncover spending trends.

Customizable dashboardsAI assistant for financial insightsSubscription and recurring charge tracking
💰 Finance
(3)
freemium
7
Vocca
Vocca
Vocca
Your AI money companion
Free

Effortlessly track your spending by simply speaking. This AI-powered app automatically categorizes expenses, manages budgets, and provides financial insights without needing bank account linking or complex spreadsheets.

Voice expense tracking with AIAutomatic expense categorizationMonthly budgets and spending insights
💰 Finance
(1)
free with in-app purchases
8
Settlers Federal Credit Union
Settlers Federal Credit Union
Settlers Federal Credit Union
by Settlers Federal Credit Union
Free

Manage your finances conveniently on the go. This mobile banking app lets you check balances, review transactions, transfer money, deposit checks, and make loan payments securely.

Check account balancesView transaction historyTransfer funds between accounts
💰 Finance
(3)
free
9
SpendCheck: Expense Tracker
SpendCheck: Expense Tracker
SpendCheck: Expense Tracker
Private budget & receipts
Free

Track your spending privately and simply. Log expenses, refunds, and investments with fast entry, receipt scanning, and smart categorization. All data stays on your device with no accounts or ads.

Fast expense entryTrack expenses, refunds, and investmentsSearchable receipt photos
💰 Finance
(6)
free