Track your spending privately and simply. Log expenses, refunds, and investments with fast entry, receipt scanning, and smart categorization. All data stays on your device with no accounts or ads.
2.5
September 15, 2026
Back up your data on your own terms: SpendCheck can now encrypt your expenses and receipts with a passphrase only you know, and save that backup to your own cloud storage — iCloud by default, or anywhere you choose. Nobody but you, not even SpendCheck, can read it. Restoring merges safely into what's already on your phone; nothing existing is ever deleted. Scanning receipts just got better: Take Photo now opens a document scanner that auto-detects edges and captures multiple pages in one go, and you can crop any receipt photo — new or old — right from the app. Deleted an expense by mistake? It's now recoverable for 14 days from a new Recently Deleted screen, instead of just a few seconds. Automated entries from Shortcuts or Apple Pay that can't be fully confirmed now wait for you in a new Review screen, instead of showing up as a blank $0.00 entry in your ledger. Send feedback in one tap from Settings — no need to remember an email address. Plus: Export a Copy now always confirms your passphrase rather than reusing a remembered one, more reliable receipt text search, more accurate merchant totals in Summary, and a long list of smaller improvements under the hood. Free, as always — no ads, no accounts, no data leaving your device unless you explicitly choose to back it up.
MoreThank you and I truly appreciate your call-out. Privacy was one of the core philosophy when building this app.
SpendCheck is designed for privacy by storing all your financial data locally on your device. There are no accounts, no cloud synchronization, and no data is sent to any servers, ensuring your financial information remains exclusively yours.
No, SpendCheck is completely free to use and does not contain any advertisements. The app is designed without ads, subscriptions, or data selling, offering a clean and uninterrupted user experience.
SpendCheck allows you to track investments separately from your regular expenses. This ensures that money moved into brokerage or crypto platforms does not inflate your perceived spending, providing a more accurate view of your outflows.
Yes, you can export your full transaction history anytime as a clean CSV file. This allows for easy backups and further analysis in applications like Numbers, Excel, or Google Sheets.
The latest version of SpendCheck is 2.1, and it was last updated on August 5, 2026. Updates typically focus on improving features and ensuring reliability for users.
SpendCheck is available for iPhone and iPad devices. It utilizes Apple's on-device database for secure and private data storage.
Yes, SpendCheck features a recurring expenses function. You can mark expenses as weekly, monthly, or annual, and the app will log them automatically, which is ideal for subscriptions, rent, and other regular payments.
SpendCheck has an age rating of 4+. This indicates it is suitable for a wide range of users, including children, due to its simple interface and non-sensitive financial tracking capabilities.
