SpendCheck: Expense Tracker

SpendCheck: Expense Tracker

Private budget & receipts

6 ratings
1 review
Free

Details

Released
July 22, 2026
Updated
October 27, 2026

Features

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About

Track your spending privately and simply. Log expenses, refunds, and investments with fast entry, receipt scanning, and smart categorization. All data stays on your device with no accounts or ads.

✓Fast expense entry
✓Track expenses, refunds, and investments
✓Searchable receipt photos
✓Smart category suggestions
✓Automatic recurring expenses
✓Clear spending summaries and charts
✓CSV export for backups
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What's New in SpendCheck

2.7.1

October 27, 2026

SpendCheck now remembers your merchant corrections. Fix a name once and it sticks. When you change an entry to a business you already have, SpendCheck remembers the original wording, so future alerts and taps land on the right business and older entries follow. If other entries are affected, you choose Always or Only This Entry. Merchants screen: renaming a business to a name that already exists now offers to merge them, and a new Suggested merges list points out names that look like the same business. Nothing changes unless you tap Merge. Also: "Also seen as" shows names as they originally appeared, a moved entry takes its business's usual category, and an Apple Pay tap soon after an automatic card alert no longer creates a second entry.

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User reviews

My data is safe

This app has everything what I wanted for tracking my expenses. But it is standing out by not storing my data anywhere except my phone’s local memory.

Response from developer

Thank you and I truly appreciate your call-out. Privacy was one of the core philosophy when building this app.

FAQ

What makes SpendCheck private?

SpendCheck is designed for privacy by storing all your financial data locally on your device. There are no accounts, no cloud synchronization, and no data is sent to any servers, ensuring your financial information remains exclusively yours.

Does SpendCheck have ads?

No, SpendCheck is completely free to use and does not contain any advertisements. The app is designed without ads, subscriptions, or data selling, offering a clean and uninterrupted user experience.

How does SpendCheck handle investments?

SpendCheck allows you to track investments separately from your regular expenses. This ensures that money moved into brokerage or crypto platforms does not inflate your perceived spending, providing a more accurate view of your outflows.

Can I export my data from SpendCheck?

Yes, you can export your full transaction history anytime as a clean CSV file. This allows for easy backups and further analysis in applications like Numbers, Excel, or Google Sheets.

How often is SpendCheck updated?

The latest version of SpendCheck is 2.1, and it was last updated on August 5, 2026. Updates typically focus on improving features and ensuring reliability for users.

What devices does SpendCheck support?

SpendCheck is available for iPhone and iPad devices. It utilizes Apple's on-device database for secure and private data storage.

Is SpendCheck suitable for tracking recurring bills?

Yes, SpendCheck features a recurring expenses function. You can mark expenses as weekly, monthly, or annual, and the app will log them automatically, which is ideal for subscriptions, rent, and other regular payments.

What is the age rating for SpendCheck?

SpendCheck has an age rating of 4+. This indicates it is suitable for a wide range of users, including children, due to its simple interface and non-sensitive financial tracking capabilities.