M Budget: Expense Tracker

M Budget: Expense Tracker

Money Manager & Net Worth

1 ratings
1 review
Free

Details

  • Released
  • Updated
  • June 18, 2026
  • June 30, 2026

Features

M Budget: Expense Tracker screenshot #1 for iPhone
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M Budget: Expense Tracker screenshot #8 for iPhone
M Budget: Expense Tracker screenshot #9 for iPhone
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About

This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.

Fast expense and income logging
Calendar view for daily spending
Powerful statistical charts
Net worth tracking
Budget setting and alerts
Multi-account management
On-device data storage
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What's New in M Budget

2.0

June 30, 2026

重大更新 | 更新前请先备份数据 本次为大版本升级,涉及数据存储结构变化。为确保万无一失,更新前请先备份你的数据。 备份方法:打开 App,进入「设置 - 导出数据」,选择 JSON 格式,导出并保存到「文件」或 iCloud。 更新后如需恢复:进入「设置 - 导出数据」,切到「导入」,选择该 JSON 文件,选「覆盖」导入。 M Budget 2.0 — 多设备同步,记账更聪明 iCloud 自动同步 - 全新接入 iCloud,多台设备(iPhone / iPad)登录同一 Apple ID 即可自动同步账目——记一笔,处处可见。无需手动操作,换机、重装数据也不丢。 全新标签系统 - 记账、转账都能打标签,一笔支出多维归类 - 首页 / 日历 / 全部记录均可搜索,并按 全局 / 分类 / 备注 / 标签 切换搜索范围 - 设置里新增「标签管理」,统一重命名、删除、查看使用次数 - 导出数据可按指定标签筛选,报销对账一键搞定 预算页全面升级 - 月度 / 年度视图一键切换,年度预算自动汇总,长期规划一目了然 - 支持设置总预算,与分类预算并存,整体花销随时掌握 - 顶部自由切换年份与月份,回看任意时段的预算与支出 - 分类预算长按弹出快捷菜单(编辑 / 隐藏 / 删除),还能隐藏不常用分类,列表更清爽 记账体验升级 - 新增内置计算器键盘,记账时直接加减乘除,算完即记 - 数字键盘按键更大更好按 - 转账也支持添加照片 / 录音 / 标签 - 自动记账支持储蓄卡 → 投资账户定投转账,资产互转自动完成 - 自动记账按收入 / 支出分组展示,更直观 主题与多用户 - 全新「薄荷」清新浅色主题,可在设置中切换 - 新建用户可选择「继承现有分类」或「只用系统默认」,并能按用户显示 / 隐藏分类 其他改进 - 设置新增「反馈建议 / 联系作者」,问题建议直达开发者 - 新增新西兰元、马来西亚林吉特等货币 - 多项细节打磨与稳定性修复,使用更顺手 --- English M Budget 2.0 — Sync Across Devices, Smarter Budgets Automatic iCloud Sync - M Budget now syncs through iCloud. Sign in with the same Apple ID on your iPhone and iPad and records sync automatically — add an entry once, see it everywhere. No manual steps, and your data stays safe when you switch or reinstall. New Tagging System - Add tags to entries and transfers to organize spending across categories - Search on Home / Calendar / All Records, and switch scope between All / Category / Note / Tag - New Tag Manager in Settings to rename, delete, and view usage counts - Export filtered by a specific tag — perfect for expense reports - Export filtered by a specific tag — perfect for expense reports Major Budget Upgrade - One-tap switch between Monthly and Yearly views, with yearly budgets totaled automatically - Set an overall Total Budget alongside category budgets to keep the big picture in view - Freely switch between any year and month to review any period - Long-press a category budget for quick actions (Edit / Hide / Delete), and hide categories you don't use Better Entry Experience - Built-in calculator keypad — do the math right while adding an entry - Larger, easier-to-tap number keys - Transfers now support photos / audio / tags - Recurring transfers (e.g. savings card → investment account) for automatic, scheduled investing - Recurring entries grouped by income / expense for a clearer overview Themes & Multi-User - New "Mint" fresh light theme, switchable in Settings - When creating a user, choose to inherit your categories or start with defaults; show / hide categories per user More - New "Feedback / Contact" in Settings to reach the developer directly - Added currencies including NZD and MYR - Various refinements and stability fixes

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User reviews

Simple, clean, and exactly what I needed.

I’ve tried many budgeting and expense tracking apps, but most of them are either too complicated or filled with ads. M Accounting is refreshingly simple and easy to use. Recording expenses takes only a few seconds, and the statistics help me understand where my money goes each month.

The interface is clean, fast, and intuitive. I especially like the account management and financial overview features. It helps me stay organized and keep track of my spending habits.

Highly recommended for anyone looking for a straightforward personal finance app.
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FAQ

Does M Budget have ads?

No, M Budget is completely ad-free. The app emphasizes a clean user experience without any advertisements, as stated in its description.

How secure is M Budget?

M Budget is designed with privacy as a top priority, offering 100% on-device storage for your financial data. It also supports locking the app with Face ID or Touch ID for added security.

Can I use M Budget on multiple devices?

While M Budget primarily stores data on your device, it offers optional iCloud backup and restore. This allows you to manage your data across your Apple devices, with your iCloud account controlling the process.

What languages does M Budget support?

M Budget is available in 12 languages, making it accessible to a global audience. This includes support for multiple currencies with real-time exchange rates.

How often is M Budget updated?

The latest version of M Budget is 2.0, and it was last updated on June 30, 2026. This indicates a commitment to ongoing development and improvements.

Can I import my bank statements into M Budget?

Yes, M Budget supports importing bank statements via CSV files. You can also export your data in various formats, including CSV, JSON, PDF, and Excel.

What is the user sentiment for M Budget?

Based on the provided rating, M Budget has a perfect 5.0 stars from 1 rating. This suggests a highly positive initial user experience.

Is M Budget suitable for tracking loans and credit cards?

Yes, M Budget is well-equipped for managing loans and credit cards. It allows for tracking credit card and loan auto-repayments, with clear visibility of monthly payments.