Pobi vs M Budget

Pobi - Light tracking, every entry counted. 【Why "Pobi"】 "Po" — bubbly and light "Bi" — your money, in and out No complicated finance management. Just an effortless way to log every expense and every bit of income. 【Three ways to log, each takes only 3 seconds】 Manual entry — Classic, precise control AI Photo — Snap a receipt or bill, up to 9 at once AI Voice — Say "Lunch $12, taxi $8" and it logs both at once 【What makes Pobi different】 Income + Expense — See where money goes AND where it comes from No budget alerts — We won't nag you about overspending No judgment — Your money, your call Multiple ledgers — Personal, family, business, travel, kept neatly apart (Pro) 【Who is it for】 People who want to track money but hate complexity People who've quit other tracker apps People who just want to know "where did my money go, and what's left" People who love a soft, dreamy aesthetic 【Design philosophy】 Money tracking shouldn't be a chore. We believe less is more — fewer features, easier to stick with. Light tracking, every entry counted. --- Terms of Service: https://api.lishuo.net/paozhi/v1/app/terms.html Privacy Policy: https://api.lishuo.net/paozhi/v1/app/privacy.html Email: lishuo.net@gmail.com

M Budget — Expense Tracker & Budget Take control of your money without the monthly fee. M Budget is a beautiful, private personal finance app that makes tracking your spending effortless — pay once, use forever. No subscription. No ads. No account required. Your data stays on your device. WHY M BUDGET • One-time purchase — no recurring subscription, ever • Private by design — runs on-device, no sign-up, no tracking • Genuinely simple, genuinely powerful TRACK EVERYTHING, EFFORTLESSLY • Log expenses, income, and transfers in seconds • Organize with rich categories and subcategories • Multiple accounts: cash, bank, credit cards, loans, and savings • Beautiful charts — see where your money goes by day, month, quarter, or year • Calendar view, net-worth trends, and savings-rate analysis SMART BUDGETS • Monthly and yearly budgets with overspending alerts • Budget history and forecasts so you always know what's left MULTI-CURRENCY, BUILT IN • Track any currency with live exchange rates • Perfect for travel, expats, and global spending WIDGETS & LOCK SCREEN • Home Screen and Lock Screen widgets • Add a transaction straight from your widget SECURE • Lock the app with Face ID / Touch ID AI THAT RESPECTS YOUR PRIVACY (on supported devices) • Just say it — log a transaction with your voice • Snap a receipt and let M Budget fill in the details • Get a friendly monthly spending review and smart insights • Powered by on-device intelligence — nothing leaves your iPhone INVESTMENTS • Track holdings across US, Hong Kong, and A-share markets, ETFs, funds, and crypto • Live quotes and automatic recurring investing (DCA) M BUDGET PRO (one-time purchase) Unlock everything with a single purchase: • iCloud sync across all your devices • Multiple users and shared household ledgers • Export & import (CSV, JSON, PDF, Excel) + iCloud backup • Premium themes • Recurring transactions & automatic credit-card / loan repayment • Investment accounts with live market data • On-device AI logging Also free: loan and deposit calculators, bill reminders, and one-tap logging from payment screenshots via Shortcuts. Your finances are personal. M Budget keeps them that way.