Best M alternatives: apps like M-Pajak

10+ similar apps compared and reviewed

3.5 avg rating
10 free apps
Updated October 2026
M-Pajak
M-Pajak
DIREKTORAT JENDERAL PAJAK

Whether you want more options like M or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to M

POSPAY#2

POSPAY by PT. Pos Indonesia (Persero)

Transaksi Keuangan Lebih Mudah
Strong Contender
💰 Finance
1.7(11 ratings)
FreeAds
POSPAY screenshot 1
POSPAY screenshot 2
POSPAY screenshot 3
POSPAY screenshot 4
POSPAY screenshot 5
POSPAY screenshot 6

This app provides mobile access to financial services and transactions for Giropos account holders. It allows for bill payments, money transfers, financial management, and QR code payments. It extends the reach of PT Pos Indonesia's extensive service network.

Halo BCA#3
3.2😞(16 ratings)
Free
Halo BCA screenshot 1
Halo BCA screenshot 2
Halo BCA screenshot 3
Halo BCA screenshot 4
Halo BCA screenshot 5
Halo BCA screenshot 6

This app offers convenient access to banking services, including free customer support via VoIP or chat. Users can manage their accounts, update personal information, track report statuses, and unblock ATM PINs. It supports multiple languages and is accessible globally with an internet connection.

What We Love

  • 👍 Helpful for contacting BCA overseas
  • 👍 Can call Halo BCA without using pulses
  • 👍 Good service and staff
  • 👍 Amazing and very helpful
  • 👍 Very helpful, no need to go to the bank

Room to Improve

  • 😞 No sound on calls
  • 😞 Slow verification email
  • 😞 Lost money, balance not returned
  • 😞 Difficult facial verification
  • 😞 Cannot log in
  • 😞 Inappropriate for elderly users
  • 😞 Transaction failed, balance deducted
  • 😞 App blocks phone
  • 😞 Confusing verification questions
  • 😞 ATM delivery issues
  • 😞 Halo BCA busy, call fails
  • 😞 ATM card insertion failed, pulsa deducted
  • 😞 Login requires paid SMS, fails
  • 😞 Call quality poor, cuts off
  • 😞 Selfie verification fails
  • 😞 Failed login, pulsa deducted
  • 😞 Transfer failed, balance deducted
  • 😞 Cannot reset password, long hold music
  • 😞 Phone calls redirected, no answer
  • 😞 Live chat ended abruptly
  • 😞 QR transactions failed, balance deducted
  • 😞 Slow handling of failed transactions
  • 😞 No solution for failed QR transactions
  • 😞 App unreachable, directs to Twitter/WA
  • 😞 CS unresponsive, always busy
  • 😞 Difficult to contact CSO
  • 😞 Activation fails, wastes pulsa
  • 😞 Not helpful
  • 😞 Bad customer service, no response
  • 😞 Poor service, Qris failed, balance deducted
  • 😞 CS hard to contact
  • 😞 OTP not received
  • 😞 CS rude, speaks fast, long wait
  • 😞 Useless, directs to branch office
  • 😞 Failed QR transactions, balance not returned
  • 😞 No solution, directs to Halo BCA
  • 😞 Cannot log in, oops error
  • 😞 Long hold times, wasted time
  • 😞 Difficult to log in, BCA ID blocked
  • 😞 CS unfriendly, causes anger
  • 😞 Not helpful
  • 😞 Cannot log in, unexpected error
  • 😞 Separate app from myBCA adds hassle
  • 😞 Difficult to get OTP
  • 😞 Unclear service activation follow-up
  • 😞 Multiple apps from BCA needed
  • 😞 Very bad service
  • 😞 Chat ended by CS
  • 😞 Useless app, full of bugs
  • 😞 Voice quality unclear, needs redial
  • 😞 CC debit blocked, no solution
  • 😞 CS wants to call back to Indonesia for interlokal
  • 😞 No sound on call, call auto-ends

More apps like M

4
Bibit - Reksadana & Obligasi
Bibit - Reksadana & Obligasi
Bibit - Reksadana & Obligasi
Obligasi Negara. SBN. Saham.
Free

This investment platform offers a Robo-Advisor to guide beginners in mutual funds, government bonds, and stocks. It provides access to curated funds, secure government-backed bonds, and stock investment ideas for casual investors. Users can start with as little as Rp 10,000 and open an account digitally.

Robo-Advisor for beginnersCurated mutual fund selectionInvest in government bonds (SBN)
💰 Finance
(409)
free
5
OSS Indonesia
OSS Indonesia
OSS Indonesia
by Kementerian Investasi dan Hilirisasi/Badan Koordinasi Penanaman Modal
Free

This application provides an integrated electronic business licensing service. It streamlines the process of obtaining permits and licenses for businesses through a digital platform.

Integrated electronic licensingBusiness permit applicationDigital platform
💰 Finance
(1)
free
6
Skorlife: Check Credit Score
Skorlife: Check Credit Score
Skorlife: Check Credit Score
Credit Score, Get Certificate
Free

Understand your financial health with this app. It helps you check your credit score, view all loans, protect your data, and get assistance with debt repayment. Receive personalized financial product recommendations to make smarter decisions.

Check credit score and payment historyView all active loansDetect unauthorized data access
💰 Finance
(12)
free with in-app purchases
7
UOB TMRW Indonesia
UOB TMRW Indonesia
UOB TMRW Indonesia
by United Overseas Bank Limited Co.
Free

This app simplifies your banking with personalized insights, alerts, and recommendations. Enjoy a seamless design for quick transactions, QR code payments, and easy management of accounts and cards. Get 24/7 support through live chat.

Personalized money insightsAlerts and remindersSpending and saving recommendations
💰 Finance
(198)
free
8
Livin' by Mandiri
Livin' by Mandiri
Livin' by Mandiri
by PT. Bank Mandiri (Persero) Tbk.
Free

Manage your finances and lifestyle needs in one comprehensive app. Easily pay bills, transfer funds internationally, invest, and even apply for loans. Earn rewards and enjoy exclusive perks with this all-in-one financial companion.

Lifestyle payments and rewardsInvestment managementCross-currency transfers
💰 Finance
(74)
free with in-app purchases
9
wondr by BNI
wondr by BNI
wondr by BNI
by PT. BANK NEGARA INDONESIA (PERSERO) TBK.
Free

Manage your finances with a single account for 12 foreign currencies, ideal for travelers, online shoppers, and those studying or doing business abroad. Enjoy convenient cross-border QRIS transactions and schedule mutual fund investments for future planning.

12 foreign currency accountsQRIS Cross Border transactionsScheduled mutual fund investments
💰 Finance
(2K)
free
10
Stockbit - Stock Investing App
Stockbit - Stock Investing App
Stockbit - Stock Investing App
Stock Trading. Charting. Data.
Free

Discuss, analyze, and trade stocks with real-time data, news, and insights from a community of investors. Learn to invest with free educational resources and practice with virtual trading. Monitor your portfolio and receive price alerts.

Real-time stock data and chartingCommunity discussion forumVirtual trading for practice
💰 Finance
(295)
free with in-app purchases