Best M alternatives: apps like M-PESA Lehulum

10+ similar apps compared and reviewed

4.0 avg rating

10 free apps

Updated October 2026

Safaricom Telecommunications Ethiopia Plc

Whether you want more options like M or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to M

YaYa Wallet by YaYa Wallet LLC

Fast & secure mobile money

Editor's Choice

💰 Finance

4.9(15 ratings)

Free

This app allows users to send and receive money flexibly on their mobile devices. Conduct cashless payments, manage multiple accounts, and make instant transactions using QR codes. Secure your transactions with PIN and fingerprint authentication.

LakiPay by LAKIPAY FINANCIAL TECNOLOGIES SC

Strong Contender

💰 Finance

5.0(2 ratings)

Free

A secure and fast mobile wallet for sending and receiving money, paying bills, and purchasing airtime. It simplifies everyday transactions like splitting costs and merchant payments through a user-friendly interface.

CBE Authenticator by Commercial Bank of Ethiopia

CBE Authenticator

Worth Considering

💰 Finance

0.0(0 ratings)

Free

More apps like M

Kacha Customer

by KACHA DIGITAL FINANCIAL SERVICES SHARE COMPANY

Free

This digital platform offers seamless financial services in Ethiopia, including mobile money, bill payments, remittances, and merchant payments. It aims to promote financial inclusion and empower underserved populations with convenient, affordable, and secure digital financial solutions.

Mobile money servicesBill paymentsRemittances

Mela: US Banking for Ethiopian

Bank. Send money to Ethiopia.

Free

This app provides a U.S. USD banking solution for Ethiopians globally. Open your own U.S. account, receive funds from various platforms, and spend worldwide with a Visa debit card. It aims to facilitate easier participation in the global economy.

Open U.S. USD accountReceive USD from global platformsUse own U.S. account/routing numbers

This app facilitates group savings and access to credit through a rotating lottery system. Members contribute to a pool, and one participant is randomly selected each round to receive the total collected amount. It's designed to help individuals save and access funds by pooling resources with others.

Rotating savings groups (eQubs)Random lottery winner selectionPooled savings collection

by ETHIOPIAN SECURITIES EXCHANGE SHARE COMPANY

Free

Trade and invest on the go with a user-friendly interface. Track the stock market, manage your portfolio, and utilize simulated trading for practice. Supports multiple asset classes with real-time market data.

Simulated trading for practiceActual stock tradingPortfolio management

by EAGLELION SYSTEM TECHNOLOGY PLC

Free

Access your Dube customer account to view credit balance, payment due dates, and payment summaries. Request credit increments and explore payment options. Seamlessly link with Dube Pay merchants for convenient transactions.

Account accessCredit balance reviewPayment due date tracking

Send money internationally with ease through bank deposits, wallet transfers, cash pickup, or payment links. This secure and reliable service offers transparent exchange rates and multiple payout options for users in Ethiopia and globally.

International money transfersBank deposit, wallet, cash pickupPayment links and airtime top-up

Manage your business finances on the go. Send payment links, accept payments via QR codes, and track sales trends. This app acts as your business manager, simplifying money management for merchants of all sizes.

Send payment linksAccept payments via QR codesTrack sales trends