Marlo: Budget Expense Tracker
Safe to spend & savings goals
About
This app calculates your 'safe to spend' amount by subtracting fixed costs, budgets, and savings from your income. It provides a clear, guilt-free number for discretionary spending, with budgeting and savings goal features. All data is stored locally for privacy.
What's New in Marlo
1.1
September 17, 2026
Your very first logged expense now gets confetti — and Marlo leaning in to say so. Starting is the hard part. Marlo notices when you do.
MoreSubscriptions & In-App Purchases
Marlo Pro Monthly
Stats, unlimited budgets & goals, themes.
Developer apps
FAQ
What is Marlo's 'Safe to Spend' feature?
Marlo's 'Safe to Spend' feature calculates the amount of money you genuinely have available to spend after accounting for income, fixed costs, budgets, and savings goals. This provides a clear, guilt-free number for your discretionary spending each month.
How does Marlo handle budgeting?
Marlo allows you to set monthly budgets for different categories like groceries or coffee. As you log expenses, colorful cards visually represent how much of each budget you've used, showing your progress at a glance.
Can Marlo help with savings goals?
Yes, Marlo lets you name savings goals, set target amounts, and track your progress. You can add money whenever possible, and the app will show you the estimated date you'll reach your goal, whether it's for a trip or a safety net.
Is Marlo private and secure?
Marlo is designed with privacy in mind. All your financial data is stored exclusively on your device, meaning there's no account creation, sign-up, or cloud storage. Your financial information remains private.
What are the differences between the free version and Marlo Pro?
The free version of Marlo includes unlimited transaction logging, your live 'Safe to Spend' amount, recurring income/bills, 2 category budgets, 1 savings goal, and a daily reminder. Marlo Pro unlocks unlimited budgets and savings goals, custom categories, advanced stats, data export, and custom themes.
What is the pricing for Marlo Pro?
Marlo Pro offers both monthly and annual subscription plans. The annual plan provides the best value. Specific pricing details are available within the app's subscription section.
How often is Marlo updated?
Marlo was last updated on September 17, 2026, indicating a commitment to ongoing development and improvements. The latest version is 1.1.
What devices does Marlo support?
Marlo is currently supported on iPhone devices. It is rated for ages 4 and up.
