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MCTCU

MCTCU

by MCT Credit Union

2.6K ratings
22 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • September 8, 2019
  • July 22, 2026

Features

Developer

MCT Credit Union
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Reviews summary↘︎
⭐22
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📝3+ tags
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🔄6+ apps
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❓5 answered
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📦~ in 4 weeks
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About

Consolidate all your financial accounts, even from other institutions, into one convenient view. Manage transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

✓Aggregate financial accounts
✓Organize transactions with tags and notes
✓Set balance alerts
✓Make payments and transfer money
✓Mobile check deposit
✓Debit card management
✓View monthly statements
Show original description

What users say

Summarized from real user reviews of MCTCU. Based on 2.6K reviews and a 4.9/5 average, it highlights the 5 positives and 1 negative reviewers mention most about this Finance app.

Positive things

  • 🚀Fast and easy fund transfers
  • 👍User-friendly app
  • 👍Excellent customer service
  • 👍Convenient for remote banking
  • 👍Easy check depositing

Negative things

  • 🔒Missing debit card lock option
See all reviews

What's New in MCTCU

3.36.0

July 22, 2026

Version 3.36.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Trash

Always behind never accurate and just randomly glitches out and will kick you then freeze and not let you in. Horrible app 0/10 wouldn’t recommend.
Genuine garbageGenuine garbage

MCT App

Don’t know what I’d do without the App. It keeps me on top of my Account and keeps me from overdrafts and keeps me in the know of my account. I know just how much money I have in my account. So easy to stay on top of it. Don’t think I’ve had an overdraft since I’ve had the App. Love it!!!!Thank you MCT.
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momma faymomma fay

Great! Easy

I love this app!!
AmyVon02AmyVon02

Grateful

I am so grateful that it is so fast and easy to transfer funds from my savings acct to my checking acct from my phone. It has made this holiday season so much easier and less stressful.
A Nonna in TexasA Nonna in Texas

MCTCU app

This is a great user friendly app!
E7990E7990
See 17 more reviews

Developer apps

MCT CARDS
MCT CARDS

by MCT Credit Union

💰 Finance

(8)

Free
See developer apps

User experience

🐞

Reported Bugs

1 issue

Payment system issues

Bug
✨

Requested Features

1 request

Password change frequency reduction

Feature

FAQ

What does the MCTCU app do?

The MCTCU app acts as a personal financial advocate, allowing you to aggregate all your financial accounts, including those from other banks and credit unions, into a single, easy-to-manage view. It provides tools to organize transactions, set alerts, make payments, transfer money, and deposit checks.

What are the key features of the MCTCU app?

Key features include aggregating accounts from multiple institutions, organizing transactions with tags and photos, setting balance alerts, making payments and transfers, depositing checks via photo, managing debit cards, viewing statements, and finding branches/ATMs. It also offers secure login options like passcodes and biometric readers.

Is the MCTCU app free to use?

The app is free to download and use. While the description mentions in-app purchases and ads, the core functionality of aggregating accounts and managing finances is provided without an upfront cost or subscription fee.

What are the compatibility requirements for the MCTCU app?

To use the MCTCU Mobile app, you must be enrolled as an MCTCU Internet Banking user. If you already use their Internet Banking service, you can simply download the app and log in with your existing credentials. The app also supports fingerprint or face reader security on compatible devices.

How can I secure my account with the MCTCU app?

You can secure your account using a 4-digit passcode. Additionally, on supported devices, you can utilize fingerprint or face reader technology for enhanced security when logging into the app.