Mechanics Coop Bank User Reviews

Top reviews

Not a bot

I went to mechanics bank and they helped me set up my account and login. I will be grateful that they did this for me.

Loyalty

Been using Mechanics for well over a decade. Personable, friendly, professional and always a pleasure going the bank never a hassle!

I do miss Katie and Nadine though!

Mostly happy

I love this app for checking my balance and checking on any debits to the account. I have had glitches with the bill paying side of things… not sure if I somehow did something wrong or if it was organic to the app. What I do know is I lost the benefit of a 10% discount for paying the bill before the due date. That was frustrating.
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Review

Great staff very helpful from top to button

Nightmare

I deposit cash into atm the day before my mortgage is auto drawn. ATM didn’t work again. I took pics. Tasha/Natasha repeatedly made me feel like I did something wrong to get the $35 overdraw fee. I kept asking her what I should do differently next time. She describes exactly what I did. I pointed that out and said “ok so if I do exactly what you said to do again (as I did this time) then how it it my fault for triggering the $35 fee?” Just kept saying to make sure money is in before mortgage. Yes. I tried. But if I do exactly what you say and YOUR machine foils that, how is this MY fault? I told her everyone is making me feel like they’re doing ME a favor by overriding a fee that was incurred doing EXACTLY what they’re telling me to do. Aggravated and short, she clearly wanted to get me off the phone. I can’t stand this bank for so many reasons. This is just the latest one.

And yes you can contact me to discuss if anyone ever cares to. I’d be shocked if that ever happened though.
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Great Place to do business

Good People!!!

Just keeping it local!

Does not work anymore!

This app used to work beautifully for me. I got a new iPhone about a month ago and the app has not worked once since. I’ve tried to uninstall and reinstall, I’ve close the app and restarted my phone tens of times, and all I get is a little spinning wheel whenever I open the app, I haven’t gotten rather than that ever since I got the new phone. Anyone else having this issue? Super frustrating!
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Doesnt work

It used to let me login in here and there, now it never works just loads, i have to sign in on the website..

Awful

App never loads, can’t open it sometimes. Always have to delete and re install it and even then it still doesn’t work.

Great...when it actually works (Updated)

I’m glad they finally have an app of their own and it’s very convenient when the app is actually working. Unfortunately I often open this app only to se that it’s down/not working. I try to do everything on my end to get it going but eventually I just have to wait for it to be fixed.

Update: while it’s not much of a difference, I lowered my rating from 2 stars to 1 and would give it a zero if I could (if only to help get the banks attention and have them fix this). Before, the app would only occasionally stop working but it’s been stuck on the loading screen every time I open it and everyone else I know who uses this bank and app has the same problem. What a disappointment. Having a functioning app and ability to check my funds on the go is crucial - especially in the modern world - and this may be the final push I needed to change to another bank.
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Always Loading

When I open the app, it goes straight into loading. I don’t put any username or password, just loading.

I’ve restarted my phone, deleted the app and redownloaded it, and cleared the cache. It only works when it wants to.

I’m currently in college, five hours from the nearest Mechanics Cooperative Bank, the app is the only thing I have for my money and it never works! I mostly end up taking money from ATMs, which charge from $3-$5 because I cannot check my checking balance, nor transfer if needed.
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Mobile banking doesn’t work

This app never loads.

App Loads Endlessly

Cleared app cache twice and the application is still refusing to do anything other than load. Have left for over an hour loading with no progress. Worked fine for maybe a day.

Customer to customer

What an excellent feature!

Can’t login

Because I’m on a new device I don’t have an option to get a verification code with my newer phone number. It only gives me one option which is my old number