A secure and fast mobile wallet for sending and receiving money, paying bills, and purchasing airtime. It simplifies everyday transactions like splitting costs and merchant payments through a user-friendly interface.
0.0(0 ratings)
Free
Best apps like Mela - U.S Banking
10+ similar apps compared and reviewed
4.4 avg rating
10 free apps
Updated July 2026
Whether you want more options like Mela or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.
Top Alternatives to Mela
LakiPay by LAKIPAY FINANCIAL TECNOLOGIES SC
Strong Contender
💰 Finance
5.0(2 ratings)
Free
5.0(3 ratings)
Free
This financial platform enables immigrants, freelancers, and African businesses to send, spend, and earn money across Africa using stablecoins. It offers fee-free remittances, digital USD accounts, and secure wallet features, eliminating the need for a traditional bank account.
More apps like Mela
4
MXI
Easy Money. Global Access.
Free
Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.
International money transfersVirtual USD bank accountsUSDC stablecoin support
💰 Finance
(4)
free5
M-PESA Lehulum
by Safaricom Telecommunications Ethiopia Plc
Free
Access financial services in Ethiopia with this fast and inclusive mobile application. Send money, pay bills, buy airtime, and enjoy rewards, all with a simple interface that uses low data and storage.
Send money to any bank or mobile money providerBuy airtime instantlyPay bills for utilities and TV
💰 Finance
(8)
free6
YaYa Wallet
Fast & secure mobile money
Free
This app allows users to send and receive money flexibly on their mobile devices. Conduct cashless payments, manage multiple accounts, and make instant transactions using QR codes. Secure your transactions with PIN and fingerprint authentication.
Send and receive money instantlyCashless payments for goods and servicesManage multiple accounts
💰 Finance
(15)
free7
Avvio - Global Account
Save & spend money globally
Free
Manage global finances with real USD and EUR accounts, local payouts in over 10 currencies, and a self-custodial wallet. Set savings goals, earn yield, and hold Bitcoin, gold, and stocks all in one app.
Global USD and EUR accountsLocal payouts in 10+ currenciesSelf-custodial wallet
💰 Finance
(1)
free8
Rehive Pay
Global payments made easy
Free
Manage digital dollars securely with a global money account. Send, receive, and hold funds worldwide with a virtual US bank account and professional invoicing tools. Ideal for freelancers and international businesses.
Global money accountVirtual US bank accountSend money worldwide
💰 Finance
(4)
free9
Arif Remit
Send & Recieve Money
Free
Send money internationally with ease through bank deposits, wallet transfers, cash pickup, or payment links. This secure and reliable service offers transparent exchange rates and multiple payout options for users in Ethiopia and globally.
International money transfersBank deposit, wallet, cash pickupPayment links and airtime top-up
💰 Finance
(3)
free10
Destta: Send Money Home
Send Joy, Receive Destta
Free
Easily send and receive money internationally with this secure and nearly free financial platform. It's designed for a global community, including expats and freelancers, to manage cross-border transactions.
Easy money sending and receivingInstant transactionsSecure platform
💰 Finance
(3)
free