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Mercado Pago: cuenta digital

Mercado Pago: cuenta digital

Cartão de crédito, Pix e mais

77K ratings
724 reviews
With Ads#205 in free Finance
💰 Finance
Free
With Ads

Details

Released
December 17, 2014
Updated
October 23, 2026

Developer

MercadoLibre
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📈no. 205
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About

Manage your finances with a digital account that offers daily growth on your balance. Access a credit card with no annual fee and a free Mastercard debit card. Pay bills, recharge phones, and make instant money transfers.

✓Money grows daily in your account
✓Credit card with no annual fee
✓Free Mastercard debit card
✓Pay bills and recharge services
✓Instant, free money transfers
✓QR code payments
✓Business payment solutions
Show original description

What users say about Mercado Pago

Reviews of Mercado Pago are mostly negative: the Finance app is rated 4.8/5 from 77K App Store ratings. What users like most: very easy to use, convenient payment method. Top complaints: frequent app crashes, unreliable security measures. Summarized from real user reviews.

Positive things

  • 🚀Very easy to use
  • 💡Convenient payment method
  • 👍Secure and fast transactions
  • 🚀Excellent app performance

Negative things

  • 🐛Frequent app crashes
  • 🔒Unreliable security measures
  • 👎Poor customer support
  • 💰Excessive fees and commissions
See all reviews
+3

What's New in Mercado Pago

2.459.4

October 23, 2026

Solucionamos algunos errores y agregamos unas mejoras. ¡Descarga la nueva versión!

Charts

Top Free

📈 205+2

Finance

This app rose +2 positions in Finance chart.

Last updated on October 25, 2026.

User reviews

Most RecentHighest RatedLowest Rated

AI Slop Button

Please, make it possible to disable the AI slop shortcut, it's annoying and as shocking as it is to PMs, not every single app needs AI 🙄
DDand92

Notificaciones

Sistema para configurar notificaciones bastante detestable, muteas todo y te rompen las bolas con notificaciones de anuncios de mercadopago, si solo queres recibir notificaciones de ventas o transferencias que recibís no podes, ahora si para romperte las bolas con mejoras que supuestamente hacen a la app.
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CCESARBARBRU

Cuenta

Algo bien
DDe2435

.

Para recibir dinero no piden validación, aaaaa pero para poder gastarlo si la necesito, para que los demás métodos de comprobación como el correo o el número de teléfono
HHCOMCO

Best shopping ever!!!

I trust it completely and feel super safe buying on ML; we have protection in case we get scammed! It's my go-to shopping partner! Thanks a lot🫶🏽
NBNill Barbosa
See 719 more reviews

Developer apps

Mercado Libre: Compras Online
Mercado Libre: Compras Online

Cupons e grandes descontos!

🛍️ Shopping

(354K)

Free
Envíos Logistics
Envíos Logistics

by MercadoLibre S.A.

🛍️ Shopping
Envios Flex
Envios Flex

by MercadoLibre

🛍️ Shopping

(126)

See developer apps

User experience

🐞

Reported Bugs

3 issues

Login and account verification issues

Bug

Inability to access funds or make payments

Bug

Unexpected charges and double billing

Bug
✨

Requested Features

3 requests

International support and account access

Feature

Ability to invest in stable currencies

Feature

Better in-app help and troubleshooting

Feature

FAQ

What is Mercado Pago?

Mercado Pago is a digital account that allows your money to grow daily. It offers features like credit and debit cards, bill payments, mobile recharges, and instant money transfers. It also provides business solutions for receiving payments and managing sales.

What are the key features of Mercado Pago?

Key features include a digital account where your balance grows, a credit card with no annual fee and up to 18 interest-free installments on Mercado Libre, a free Mastercard debit card for online and in-store purchases, bill payment services, mobile and transport card recharges, and instant, free money transfers.

How much does Mercado Pago cost?

Opening a digital account is free. The debit card is also free. While the app itself is free to use, there may be costs associated with specific financial products or services, such as loans or certain business solutions, which are detailed within the app.

What are the use cases for Mercado Pago?

Mercado Pago can be used for personal finance management, including growing your savings, making everyday purchases with cards, paying bills, and sending money to friends. Businesses can use it to receive payments from customers through various methods like QR codes, payment links, and card terminals.

Is Mercado Pago available on different devices?

Mercado Pago is a mobile application designed for smartphones. It is compatible with devices running on major mobile operating systems, allowing users to manage their finances on the go.