Good app but need some fix in UI/UX
Issue 1: Mismatched Input Labels and Placeholders (UI Logic)
There is a mismatch between the selected "Redeem By" toggle and the corresponding input field/informational labels below it.
Scenario A (When "Amount" is selected):
when a user selects “Amount”, the text box correctly requests "Enter Amount." However, the helper text directly below displays "Redeemable Units" and "Remaining Units" instead of currency value metrics.
Scenario B (When "Units" is selected):
when the user toggles to “Units”, the text box updates to "Enter Units." However, the helper text below shifts to display "Redeemable Amount" and "Remaining Amount" in Rupees
Suggested Correction:
Please have the development team align the lower helper text with the user's toggle choice. If "Amount" is selected, the helper text should display values in currency (₹). If "Units" is selected, it should display unit-based values.
Issue 2: Misleading "Total Balance Units" Logic for Locked/ELSS Funds
On the "View" breakdown screen, the data categorisation for funds with lock-in periods (like ELSS) is confusing and potentially incorrect.
Current Behaviour: the system displays a "Total Balance Units" which are in reality a free units and not a total accumulated units, additionally UI shows "Redeemable Units" as 0 which is inaccurate as are free units which are redeemable here.
The Problem: Because the system shows 0 redeemable units, displaying the total locked units under the main screen's dynamic balance can mislead users into thinking they have immediate liquidity, or conversely, create confusion about what their actual unrestricted balance is.
Suggested Correction:
Kindly update the backend logic to clearly distinguish between total accumulated units and free/unlocked units:
1. Keep Total Balance Units to reflect the entire historical holding under the fund (locked + unlocked).
2. Ensure that Redeemable Units explicitly reflects only the un-free/matured units available for immediate transaction.
3. Consider adding a "Locked-in Units" field for clearer classification so users know exactly why their redeemable balance is zero.
There is a mismatch between the selected "Redeem By" toggle and the corresponding input field/informational labels below it.
Scenario A (When "Amount" is selected):
when a user selects “Amount”, the text box correctly requests "Enter Amount." However, the helper text directly below displays "Redeemable Units" and "Remaining Units" instead of currency value metrics.
Scenario B (When "Units" is selected):
when the user toggles to “Units”, the text box updates to "Enter Units." However, the helper text below shifts to display "Redeemable Amount" and "Remaining Amount" in Rupees
Suggested Correction:
Please have the development team align the lower helper text with the user's toggle choice. If "Amount" is selected, the helper text should display values in currency (₹). If "Units" is selected, it should display unit-based values.
Issue 2: Misleading "Total Balance Units" Logic for Locked/ELSS Funds
On the "View" breakdown screen, the data categorisation for funds with lock-in periods (like ELSS) is confusing and potentially incorrect.
Current Behaviour: the system displays a "Total Balance Units" which are in reality a free units and not a total accumulated units, additionally UI shows "Redeemable Units" as 0 which is inaccurate as are free units which are redeemable here.
The Problem: Because the system shows 0 redeemable units, displaying the total locked units under the main screen's dynamic balance can mislead users into thinking they have immediate liquidity, or conversely, create confusion about what their actual unrestricted balance is.
Suggested Correction:
Kindly update the backend logic to clearly distinguish between total accumulated units and free/unlocked units:
1. Keep Total Balance Units to reflect the entire historical holding under the fund (locked + unlocked).
2. Ensure that Redeemable Units explicitly reflects only the un-free/matured units available for immediate transaction.
3. Consider adding a "Locked-in Units" field for clearer classification so users know exactly why their redeemable balance is zero.
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Inconvenient Navigation
Overall app is good for lumpsum investment or withdrawal. But navigating the portfolio is pathetic.
On portfolio page, default page is "Asset Allocation".
Click on "Asset Class wise details" and go inside any of the holdings, on back button, expectation is that it will be back on "Asset class wise details" but it goes back to default page "Asset allocation".
To view any other holding, one needs to click again on "Asset class wise allocation" and can navigate to another holding. It is so annoying.
Secondly filters related to Zero or Non zero gets reset after navigating to any of the holdings. These are very small implementations but will give great experience to user. Hope to see them implemented.
On portfolio page, default page is "Asset Allocation".
Click on "Asset Class wise details" and go inside any of the holdings, on back button, expectation is that it will be back on "Asset class wise details" but it goes back to default page "Asset allocation".
To view any other holding, one needs to click again on "Asset class wise allocation" and can navigate to another holding. It is so annoying.
Secondly filters related to Zero or Non zero gets reset after navigating to any of the holdings. These are very small implementations but will give great experience to user. Hope to see them implemented.
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Support
Support is pathetic. If any problem, then need to send mail, which will be replied after one day Most of the problem is not understood or general reply is sent. There is no contact number. No one will call however urgent issue it may be.
Not user friendly
Broken eMandate process, pathetic user interface, constant failures, everything is abbreviated for god same please provide some details. Don’t use short forms everywhere. App aswell website both are pathetic
Previous Sessions Active
Previous Sessions Active, and doesn’t let you in
Very good for MF
Great job guys for building the app. Excellent to do all MF related stuff -nominee, change of phone etc., especially consolidation of multiple folios. Keep it up
Useless App
The App never works
Worst App Ever
The day was about to close, i had to redeem my mutual fund from this app. It suddenly logged me out. Ok fine i’ll log back in. But when i’m trying to login, it says you currently have a active session log out from it first and until then cannot login. Arey you are the first who logged me out, and when i’m trying to log back in, you again say session is active. It disnt let me login for 30 mins and locked me saying too many login attempts. Finally the day was closed and i couldnt reddem on time. Such a worst app this is!!!!!! Never use it.
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Poor service
I had an error when trying to link one of my folio, and the error message stated that I have to send a mail to the support team, and on sending the issue, the support Team states that they do not have access to update. Not sure why a mail was provided to reach out in case of any issues and the support team regretting it all the time! Would rather prefer physical process.
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Need some improvement
This app is very good and provide all the information except one simple XIRR return option. Kindly update the app with the option of showing XIRR return along with the existing Absolute Return option.
Very basic app in terms of features
XIRR is the most important to measure the growth. It’s not available.
Once we open the portfolio and select a fund, there is no option to see the previous transactions.
If we want to add new fund, we should add the same kyc details again and again.
Once add any filter and further move to the next page, then the back flow revote all the selected filters. As well as if we scroll drown in a page and then select fund to see the details. Then we try to came back to the listing page, then it load from the initial one.
I think the development is stoped with the min features. Every other apps are improving their features day by day but here there is no updation.
Once we open the portfolio and select a fund, there is no option to see the previous transactions.
If we want to add new fund, we should add the same kyc details again and again.
Once add any filter and further move to the next page, then the back flow revote all the selected filters. As well as if we scroll drown in a page and then select fund to see the details. Then we try to came back to the listing page, then it load from the initial one.
I think the development is stoped with the min features. Every other apps are improving their features day by day but here there is no updation.
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Need Xirr or CAGR RETURN PERCENTAGE
PLEASE ADD XIRR OR CAGR
ABSOLUTE RETURN IS OF NO USE
ABSOLUTE RETURN IS OF NO USE
Need XIRR!!!
App would have been perfect if XIRR had been available. Come on guys, please make it available so that we can have all the information at one place! Please!!!
Taking too much time to open
It’s need more work . Sometimes it take a lot of time to get open. And it’s not user friendly, it dont have step by step back option . Needs a lot improvement……….
Good app but some glitches are there
It is a good app I would have given it 5 stars if there were not glitches . Most of the time whenever selecting new sip old saved mandates can’t be selected always have to make fresh mandates. If glitches are removed it is an amazing app
Not showing purchase mutual fund
I bought Mutual fund and it got alloted to me but in application it is showing rejected and same mutual fund i saw in KFIS it is showing purchase.
What is the issue?. Why it is showing rejected in MF Central while in KFIN it is showing purchased.
What is the issue?. Why it is showing rejected in MF Central while in KFIN it is showing purchased.
Not fast and accurate
Payment Transaction updates are so slow and status report also not showing corrctly.
Overall poor performance app
Overall poor performance app
Redemption amount not credited since from 5 days of transaction date.
It’s very hard to get help . There is no proper channel for support. My redemption transaction was completed by 5 days still amount not credited. Don’t to whom I have to approach.
No data showing
I have correctly entered my PAN number and it is not showing any Mutual Fund data. I checked my mutual funds in respected Mutual Funds company site and it shows there. That means the problem is in APP.
I even checked my mutual fund data through WhatsApp such as let’s say if I have mutual fund in HDFC Mutual Funds then I can see my data of my HDFC Mutual Fund in their WhatsApp service. But in this app, no mutual funds showing despite their existence.
I even checked my mutual fund data through WhatsApp such as let’s say if I have mutual fund in HDFC Mutual Funds then I can see my data of my HDFC Mutual Fund in their WhatsApp service. But in this app, no mutual funds showing despite their existence.
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Great initiative, needs improvement
It’s a great platform to view and transact across all your mutual funds at one place. However, it needs important improvements like showing XIRR, name of mutual fund house held in demat account are not properly shown, app lagging etc. Please continue to improve the app and it will be the most useful one for investors. Thanks
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