Mirae Asset Fin: Loans
Secured Loans & Personal Loans
Archived App (Last seen on 17 Jul 2025)
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
Access a variety of secured and unsecured loans, including personal loans and loans against mutual funds and shares. The app offers a fast, digital application process with no hidden charges or branch visits required. Manage your financing needs conveniently from your mobile device.
What's New in Mirae Asset Fin
1.12.01
June 9, 2025
Bug Fixes & New Functionality Developed
FAQ
What types of loans does Mirae Asset Fin offer?
Mirae Asset Fin offers personal loans for salaried individuals and loans against mutual funds and shares. Personal loans can be up to ₹10 lakh, while loans against securities provide an overdraft facility.
How quickly can I get a loan approved with Mirae Asset Fin?
Personal loans can be approved within 24 hours. Loans against mutual funds can be processed in 15 minutes, and loans against shares can be disbursed on the same day.
Are there any hidden charges or fees with Mirae Asset Fin loans?
The app emphasizes no hidden charges. For personal loans, there are processing fees of 3% to 4% and stamp duty. For loans against securities, there's a processing fee of ₹999 + GST and stamp duty.
What are the interest rates for personal loans from Mirae Asset Fin?
Interest rates for personal loans range from 11.49% to 19.99% p.a., with a minimum APR of 13.44% and a maximum APR of 38.07%.
Can I repay my loan early with Mirae Asset Fin?
Yes, there are zero foreclosure charges for personal loans. For loans against mutual funds and shares, there are also zero prepayment and foreclosure charges, allowing flexible repayment of the principal.
What are the eligibility criteria for a personal loan?
To be eligible for a personal loan, you need a minimum monthly income of ₹35,000 and a credit score of 700+.
What devices does Mirae Asset Fin support?
Mirae Asset Fin is available on iPhone and iPad devices.
How often is Mirae Asset Fin updated?
The app was last updated on June 9, 2025, indicating regular maintenance and updates.
