Best apps like Modern - Never miss a bill

32+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated July 2026

Whether you want more options like Modern or a completely different take on the same concept, our curated list of 32+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Modern

NYswap#2

NYswap by PX Capital USA, Inc.

Strong Contender
💰 Finance
4.0(3 ratings)
Free
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Easily send money and bills to friends securely and quickly. Access loans with low interest rates and manage your finances with a clear overview. Connect with friends through integrated chat features.

Spindie#3

Spindie by Keep It Local OK

Worth Considering
💰 Finance
5.0(1 ratings)
Free
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This digital banking experience rewards you for supporting local businesses. Earn rewards on everyday spending at independent shops and restaurants, with banking services provided by a trusted financial institution. Enjoy fee-free ATMs and get paid early with direct deposit.

More apps like Modern

4
ZiFi®: Small Business Banking
ZiFi®: Small Business Banking
ZiFi®: Small Business Banking
Digital Business Banking
Free

This digital banking platform helps small businesses save and earn more. It offers premium interest rates on savings, at-cost payment processing, and dedicated business bankers. Manage your finances with fee-free digital banking and a business debit card.

Premium interest on savingsAt-cost merchant payment processingFee-free digital banking
💰 Finance
(1)
free
5
Nexus: Keep Your Cash Invested
Nexus: Keep Your Cash Invested
Nexus: Keep Your Cash Invested
by Financial Choice Inc.
Free

This app integrates checking and investing to ensure all your funds are working for you. It automatically invests in diversified, low-fee funds from trusted providers, eliminating multiple account management and fees.

Combines checking and investingAutomated investing in diversified fundsNo commission or management fees
💰 Finance
(8)
free
6
Artist Growth Wallet
Artist Growth Wallet
Artist Growth Wallet
Advancing the way artists bank
Free
💰 Finance
(0)
7
MyFRSH
MyFRSH
MyFRSH
Banking that gives you more
Free

This banking app offers a free account and debit card, providing access to financial tools regardless of past financial history. It allows for early paycheck deposits, fee-free ATM withdrawals, and convenient online bill payments.

Free bank account and debit cardEarly paycheck deposits (up to 2 days early)Over 90K fee-free ATMs
💰 Finance
(11)
free
8
Balance Money
Balance Money
Balance Money
Take control of your finances
Free

This app offers a personalized banking solution to automate financial tasks, provide budgeting tools, and offer insights to help users achieve their financial goals. It includes features like a spending account, goals accounts, and effortless bill management, along with early payday access and fee-free ATM withdrawals.

Automated financial tasksBudgeting toolsFinancial goal insights
💰 Finance
(23)
free
9
Orokii app
Orokii app
Orokii app
Orokii
Free

Send money internationally and domestically from the US with competitive exchange rates and zero fees on cross-currency transfers. Receive funds quickly in multiple currencies and benefit from real-time notifications and 24/7 customer support.

International money transfersDomestic US transfersMulti-currency support
💰 Finance
(4)
free
10
Crediverso: Mobile Banking App
Crediverso: Mobile Banking App
Crediverso: Mobile Banking App
by Crediverso, Inc
Free

A mobile banking app designed for Latino families, offering a seamless account opening process and no hidden fees. It supports both Spanish and English and provides a virtual debit card instantly.

Designed for Latino familiesSpanish and English supportOpen account in minutes
💰 Finance
(3)
free