Best apps like Modest Finance

10+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated August 2026

Whether you want more options like Modest Finance or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Modest Finance

AI Money Coach: Sorted#1

AI Money Coach: Sorted by Mobile Ventures LLC

Budget, save & track spending
Editor's Choice
💰 Finance
5.0(1 ratings)
FreeAdsIn-App Purchases
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This AI-powered financial coach provides a daily spending number and personalized advice to help you manage your money. It automatically categorizes transactions, detects bills, and helps you create debt payoff and savings plans. Enjoy bank-grade privacy and iOS-native widgets for easy access.

WealthNX AI#3

WealthNX AI by Inexor Inc

One app for all your money
Worth Considering
💰 Finance
5.0(6 ratings)
Free
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This app consolidates all your financial accounts into a single, secure platform. It utilizes specialized AI agents to explain spending, market activity, and digital asset trends, providing clear insights without offering advice. Build custom visualizations of your financial data to better understand your money.

More apps like Modest Finance

4
Pennie AI: Budget+Track Money
Pennie AI: Budget+Track Money
Pennie AI: Budget+Track Money
Manage Expenses & Save Money
Free

This intelligent financial app automatically tracks and verifies your spending using AI. It learns your habits to help you manage money effortlessly, offering insights, smart budgets, and savings goal tracking without manual input.

AI-powered spending analysisAutomatic transaction trackingSmart budgeting and predictions
💰 Finance
(7)
free with in-app purchases
5
MyTruv - AI Money Manager
MyTruv - AI Money Manager
MyTruv - AI Money Manager
Manage Expenses, Subscriptions
Free

This AI-powered financial tool helps you manage your money by connecting accounts, tracking spending, and providing personalized insights. Chat with your AI assistant via text or voice for instant answers and recommendations to improve your financial health.

AI money assistant (text/voice)Account aggregationSpending and income tracking
💰 Finance
(56)
subscription
6
Forecast: Budget & Track Money
Forecast: Budget & Track Money
Forecast: Budget & Track Money
Track, budget, forecast money
Free

This app analyzes your income, bills, and spending to project your future finances. It provides AI-powered insights and personalized budget plans to help you make smarter financial decisions and save more money.

Financial future projectionAI-powered spending insightsPersonalized budget planning
💰 Finance
(205)
subscription
7
8FIGURES AI Investment Advisor
8FIGURES AI Investment Advisor
8FIGURES AI Investment Advisor
Portfolio & Net Worth Tracker
Free

This app provides AI-driven insights for smarter investing and portfolio management. It tracks net worth, analyzes diversification, and offers actionable alerts to help users grow wealth and manage risks effectively.

AI-driven investment insightsReal-time portfolio and net worth trackingLink bank accounts, brokers, and crypto wallets
💰 Finance
(49)
free with in-app purchases
8
Bon Credit: Budget Planner
Bon Credit: Budget Planner
Bon Credit: Budget Planner
Find More Money with AI
Free

This AI-powered coach analyzes your credit card debt and provides a personalized plan to pay it off faster. It offers daily coaching, payment reminders, and helps you find balance transfer and consolidation opportunities.

Personalized AI debt payoff planDaily coaching and remindersBalance transfer and loan finder
💰 Finance
(12)
free
9
Astor: AI Investment Advisor
Astor: AI Investment Advisor
Astor: AI Investment Advisor
Talk to your investments
Free

This AI-powered advisor analyzes your investment portfolio, identifies gaps, and guides you toward smarter financial decisions. It offers 24/7 AI-driven insights, connects all your accounts, and provides performance comparisons and market recaps.

AI investment advisorPortfolio analysisConnect financial accounts
💰 Finance
(295)
free with in-app purchases
10
Vera AI, Money Made Personal
Vera AI, Money Made Personal
Vera AI, Money Made Personal
AI Spending & Savings Guidance
Free

This AI-powered personal finance app provides clear guidance on safe spending, tracks expenses effortlessly, and helps you achieve savings goals. It offers 24/7 financial support and bill reminders without selling your data.

AI-powered spending guidanceAutomated budget trackingSavings goal setting and progress tracking
💰 Finance
(16)
free with in-app purchases