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Moneko AI Expense Tracker

Moneko AI Expense Tracker

Shared Budget for Couples

21 ratings
17 reviews
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 28, 2026
  • August 9, 2026

Features

Developer

Fenghua Shao
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Moneko AI Expense Tracker screenshot #1 for iPhone
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Moneko AI Expense Tracker screenshot #7 for iPhone
iphone
ipad
🧾$149.99
In-App Purchase↘︎
⭐17
Reviews↘︎
📝3+ tags
Tags↘︎
❓8 answered
FAQ↘︎
📦~ in 2 days
Updates frequency↘︎
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About

This app simplifies tracking and splitting shared expenses for groups like couples, roommates, and friends. It uses AI to automatically categorize spending, update budgets, and log expenses via text, voice, or photos, adapting to real-life spending habits.

✓AI-powered expense tracking
✓Automatic expense categorization
✓Shared expense splitting
✓Log expenses via text, voice, or photos
✓Real-time budget updates
✓Multi-currency support
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+3

What's New in Moneko AI Expense Tracker

3.0.4

August 9, 2026

Moneko 3.0 is here One of our biggest updates yet is finally here, making it even easier to stay on top of your money. What's new? • Review past and upcoming payments, and confirm them whenever you're ready. • Your Moneko AI on WhatsApp & Telegram can now help you manage recurring payments and answer more questions about your finances. • View your finances for any day and easily look back at reports from previous months. • Exclude selected wallets from your financial summaries when you don't want them included. • Support for Mauritian Rupee (MUR) and Moldovan Leu (MDL) has been added. • Better receipt importing, transaction editing, and a smoother experience throughout the app. • Stay on top of recurring bills, subscriptions, salaries, and other repeating transactions with much more control. • Faster, more reliable performance and an even smoother experience throughout the app. Thank you to everyone who shared feedback and feature requests—they've played a big part in shaping this release. Update to Moneko 3.0 today and let us know what you think!

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Subscription plans

Moneko Yearly Plan

Yearly Plan

$89.991 Year
How to cancel Moneko AI Expense Tracker subscription ⁉️
1

In-App Purchases

$149.99

Moneko Lifetime Earlybird

Moneko Lifetime Earlybird Deal

User reviews

Most RecentHighest RatedLowest Rated

Great new AI feature

Love the new ai help feature!
mynicknameisalreadytaken50987mynicknameisalreadytaken50987

Perfect for Couples

My partner and I have been using Moneko to share and split our expenses, and its been suprisingly helpful. It automatically calculates who owes what and splits expenses without the usual hassle. So glad i found this app !
David Fitz.David Fitz.

Excellente appli de budget

Parfaitement fonctionnel pour gèrer et suivre les dépenses partagées
FrankDufFrankDuf

Simple & straightforward tracking

Really clean and easy to use! Tracking expenses takes just a few taps, and the AI insights make it simple to stay on top of my spending.
Andy MarcusAndy Marcus

Definitely worth it

I really like that I can just snap a receipt or type a quick message instead of filling out a bunch of fields.
Aarya117Aarya117
See 12 more reviews

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FAQ

What is Moneko?

Moneko is an AI-powered expense tracker and budget app designed specifically for managing shared expenses among couples, roommates, and groups. It allows users to log spending through various methods and automatically splits costs.

How does Moneko handle shared expenses?

You can easily add shared expenses, and Moneko automatically syncs this information with everyone involved, eliminating confusion about who paid for what. The app is built for seamless group financial tracking.

What methods can I use to log expenses in Moneko?

Moneko offers flexible logging options including typing a message, speaking your expense, snapping a receipt photo, using chat-style input, or even logging directly from WhatsApp or Telegram.

Does Moneko use AI for expense management?

Yes, Moneko leverages AI to automatically categorize your expenses, track shared spending, and update budgets in real time. It also converts receipts into organized records, simplifying financial oversight.

What is the pricing for Moneko?

Moneko offers a 1-month free trial, after which a subscription is required to continue using the service. The app is free to download and use during the trial period.

Is Moneko available on multiple devices?

Yes, Moneko is available for both iPhone and iPad, ensuring you can manage your shared expenses across your Apple devices.

How often is Moneko updated?

The latest version of Moneko is 1.5.2, which was released on April 1, 2026. Updates ensure the app remains reliable and includes the latest features and improvements.

Does Moneko have ads?

No, Moneko does not contain advertisements. As it is free with in-app purchases and offers a subscription model, users can enjoy an ad-free experience.