Monet: Cross Border Transfer
Send money home in minutes
About
Easily send money internationally with transparent fees and exchange rates. Fund transfers via various methods and receive money directly into local accounts or mobile wallets. Also provides a US account for receiving payments.
What's New in Monet
1.0.3
August 27, 2026
Setting up an account to fund from is one tap away again — the verification card is back on the home screen, where it belongs. News from the countries you send to now sits on the home screen, and you can collapse it if you would rather not see it. Notifications tell you what actually landed in your wallet, and which provider funded it. Telegram payments have been retired. That tab is now your card.
MoreFAQ
How secure is Monet for cross-border transfers?
Monet utilizes trusted, battle-tested infrastructure and works with licensed specialists for regulated steps. Your balance settles on digital rails in a wallet you control, allowing you to export keys and leave at any time.
What are the fees and exchange rates for Monet transfers?
Monet displays the exchange rate and fee before you confirm a transfer, ensuring transparency. The amount your recipient receives is clearly shown upfront, avoiding hidden costs.
How quickly can money be sent with Monet?
Money usually lands within 30 minutes, making it a fast option for international transfers. Payouts are delivered over local payment rails familiar to recipients.
Can I receive money from employers or clients using Monet?
Yes, once verified, Monet provides you with a US account and routing number. This allows you to receive direct deposits, ACH transfers, and domestic wires, as well as payments in other currencies.
Does Monet support recurring payments?
Yes, you can set up recurring transfers for regular payments like rent or sending money home on payday. The quote is shown when you schedule it, and again in the receipt.
How does Monet handle payments to contractors?
You can pay contractors individually or in a batch directly in their local currency. Monet keeps a record of who was paid what and when, simplifying payroll for businesses.
Can I send money directly within Telegram using Monet?
Yes, Monet allows you to send money to anyone in your Telegram chats without leaving the conversation, offering a convenient integrated payment solution.
What devices is Monet available on?
Monet is currently supported on iPhone devices. The app is rated for ages 4 and up.