Money Diary: Expense Tracker

Money Diary: Expense Tracker

Know what to log, every day

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Free
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Released
August 10, 2026
Updated
September 22, 2026

Features

Money Diary: Expense Tracker screenshot #1 for iPhone
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Money Diary: Expense Tracker screenshot #5 for iPhone
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Money Diary: Expense Tracker screenshot #7 for iPhone
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About

Most expense trackers start you with a blank form and expect you to remember everything. Money Diary starts with what you already know: what kind of day it is. Set up daily templates — Workday, Weekend, Travel, or your own — and Money Diary shows you the categories you typically spend on for that kind of day. Logging becomes recognition, not recall: see "Lunch", tap +, enter the amount, done. Most entries take three taps. LOG WITHOUT FRICTION • Daily templates surface your usual categories automatically — assign them to dates on a calendar, or set rules like "every weekday → Workday" • Built-in calculator keypad: type 12.5+8.9 directly in the amount field • Note suggestions: recent notes from the same category appear as tappable chips • Income and expenses share one fast flow RECURRING ENTRIES, ON AUTOPILOT • Rent, subscriptions, salary, dividends — set a recurring rule once and each entry logs itself on schedule, weekly, monthly, or yearly • A monthly view gathers your fixed expenses, utilities, and income in one place UNDERSTAND YOUR SPENDING • History with a calendar heatmap — spot your heaviest spending days at a glance • Powerful search across category, note, theme, currency, amount, and date • Analysis for any range: income vs. expense trends, category pie chart with sub-category drill-down, top transactions • Day type comparison: do you actually spend more on weekends? Now you'll know • Category trends: track one category (like Electricity) over time MULTI-CURRENCY, DONE RIGHT • Log each transaction in its own currency — perfect for travel • Totals convert automatically to your main currency • Rates update when online and are cached for offline use THEMES: A SECOND DIMENSION Tag transactions with themes like Everyday, Travel, or a project name — independent of category. Filter any screen by theme to see what that trip or project really cost. PRIVATE BY DESIGN • No account, no sign-up, no analytics, no ads, no tracking • Everything stays on your device (or in your own iCloud, if you enable sync) • Works fully offline; the only network request fetches exchange rates MONEY DIARY PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION A single $0.99 purchase unlocks: • Unlimited templates and recurring payments • iCloud sync across your devices • Full backup export & import (JSON), spreadsheet export (CSV) • Restore from automatic backups Everything else — tracking, analysis, themes, multi-currency — is free forever. Start logging in seconds! Download Money Diary and see where your money really goes.
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What's New in Money Diary

1.0.1

September 22, 2026

This update lets you reorder your templates in Settings, with the new order also reflected in the daily template switcher. It also fixes an issue where switching apps while viewing a past day's entry could briefly show the wrong template.

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Subscriptions & In-App Purchases

$0.99

Money Diary Pro

Unlimited templates, iCloud sync, backup & import

Developer apps