Money Diary vs Tick

Most expense trackers start you with a blank form and expect you to remember everything. Money Diary starts with what you already know: what kind of day it is. Set up daily templates — Workday, Weekend, Travel, or your own — and Money Diary shows you the categories you typically spend on for that kind of day. Logging becomes recognition, not recall: see "Lunch", tap +, enter the amount, done. Most entries take three taps. LOG WITHOUT FRICTION • Daily templates surface your usual categories automatically — assign them to dates on a calendar, or set rules like "every weekday → Workday" • Built-in calculator keypad: type 12.5+8.9 directly in the amount field • Note suggestions: recent notes from the same category appear as tappable chips • Income and expenses share one fast flow RECURRING ENTRIES, ON AUTOPILOT • Rent, subscriptions, salary, dividends — set a recurring rule once and each entry logs itself on schedule, weekly, monthly, or yearly • A monthly view gathers your fixed expenses, utilities, and income in one place UNDERSTAND YOUR SPENDING • History with a calendar heatmap — spot your heaviest spending days at a glance • Powerful search across category, note, theme, currency, amount, and date • Analysis for any range: income vs. expense trends, category pie chart with sub-category drill-down, top transactions • Day type comparison: do you actually spend more on weekends? Now you'll know • Category trends: track one category (like Electricity) over time MULTI-CURRENCY, DONE RIGHT • Log each transaction in its own currency — perfect for travel • Totals convert automatically to your main currency • Rates update when online and are cached for offline use THEMES: A SECOND DIMENSION Tag transactions with themes like Everyday, Travel, or a project name — independent of category. Filter any screen by theme to see what that trip or project really cost. PRIVATE BY DESIGN • No account, no sign-up, no analytics, no ads, no tracking • Everything stays on your device (or in your own iCloud, if you enable sync) • Works fully offline; the only network request fetches exchange rates MONEY DIARY PRO — ONE-TIME PURCHASE, NO SUBSCRIPTION A single $0.99 purchase unlocks: • Unlimited templates and recurring payments • iCloud sync across your devices • Full backup export & import (JSON), spreadsheet export (CSV) • Restore from automatic backups Everything else — tracking, analysis, themes, multi-currency — is free forever. Start logging in seconds! Download Money Diary and see where your money really goes.

Tick is an expense tracker built around one number: five seconds. That is how long it should take to open the app, log what you just spent, and put the phone back in your pocket. FAST BY DESIGN Type an amount, tap save. Everything else - place, category, note, tags, a photo of the receipt - is optional and can be added later. A template fills in everything except the amount, and a home screen shortcut opens straight into a new expense. READY FOR DAILY LIFE Forty-three categories are switched on the first time you open Tick. Groceries, Pharmacy, Fuel, Car Repair & Service, Rent, Office Rent, Office Bills, School & Tuition, Books, Travel & Hotel, Cash Withdrawal and more are there the moment you install. Another thirty-three wait in the list switched off, seventy-six across eleven groups in all. Add your own, hide the ones you never use, rename anything. MULTIPLE CURRENCIES, DONE PROPERLY Log in any currency. Rates for thirty currencies come from the European Central Bank's daily reference feed and are frozen onto each expense at the moment you save it, so last year's report never changes because a rate moved this morning. Using a currency outside those thirty? Type the rate in yourself - the app will not guess one. WORKS OFFLINE, WITH NO SIGNAL Everything is stored on the phone first and syncs when there is a connection. A plane, a basement, a bad line - none of it stops you logging an expense. REPORTS THAT ANSWER A QUESTION Narrow the expense list by date, category, currency or amount, or search it by place and note. Then see where the money went by category, by place, or over time. WHAT YOU CAN TAKE OUT Export to CSV for a spreadsheet, or to PDF for something you can send or file. Export from a report and the date range you are looking at comes with it; export from Settings and everything does. Your data leaves in a format you can open without Tick. WHO IT IS FOR People who hold more than one currency and are tired of a tracker that quietly rewrites last month when a rate moves. People who log what they spend where there is no signal. People who want the entry typed, not imported. MANUAL ENTRY, NO BANK SYNC Tick does not connect to your bank. No account linking, no transaction import, no receipt scanning that reads your card number. It has no approval workflows and no team accounts. Every expense in Tick is there because you typed it. SUBSCRIPTION Tick Pro Monthly - 1 month - USD 2.99 Tick Pro Yearly - 1 year - USD 19.99 Other regions are charged the store's local equivalent. The first 14 days are free and ask for no card. After that, adding new expenses needs a subscription. Viewing, reporting and exporting keep working without one, permanently - your records stay yours whether you subscribe or not. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tickexpense.com/privacy The app interface is in English and Turkish.