Know what's safe to spend — before you spend it.
Money Flow turns your own bills, paychecks and goals into one honest number: what's actually left this month, and what that works out to per day. See it on your Dashboard, or at a glance on your Lock Screen.
Private by design: your data syncs only to your own iCloud — no bank logins, no Plaid, no data collected, ever.
SAFE TO SPEND
- One number that already accounts for the bills still to come, the money you're putting toward your goals, and the cushion you want to keep
- See what's left per day for the rest of the month, so today's decision is an easy one
- On your Dashboard, your Lock Screen, and in StandBy
- Set a buffer and Safe to Spend will never tell you to spend your cushion
SCAN RECEIPTS
- Snap a receipt and Money Flow reads the total, merchant, and date for you
- On a shared receipt, tap to include only your items — it even splits the tax and fees fairly
- All on-device with Apple's Vision — your receipts never leave your phone
FAST ENTRY
- Add expenses, income, and transfers in a couple of taps
- One-tap logging from Home Screen and Lock Screen widgets
- Siri and Shortcuts support for hands-free entry
BUDGETS & GOALS
- Set an overall monthly budget and per-category budgets
- Live progress bars and over-budget alerts keep you on track
- Create savings goals and watch your progress grow
SUBSCRIPTIONS & BILLS
- See every recurring bill and subscription in one place, with what's renewing next
- Paid weekly, every 2 weeks, twice a month, or monthly — set the cadence you're actually paid on
- Know your true monthly and yearly cost at a glance
- Money Flow logs them automatically on schedule — even ones due while the app was closed
YOUR JOURNEY
- Build a logging streak and earn milestones that keep you motivated
- See how far you've come with lifetime stats
BEAUTIFUL INSIGHTS
- Monthly income vs. expenses, net trend, and top categories
- A clean dashboard with a category donut and daily activity
ORGANIZE YOUR WAY
- Custom categories and accounts with their own colors and icons
- Transfers between accounts and live balances
SWITCHING FROM MINT OR ANOTHER APP?
- Import your full history from any CSV file with smart column mapping
- Export to CSV or Excel (.xlsx), or back up everything to Files / iCloud Drive — your data is never locked in
PRIVATE & SECURE
- Optional Face ID, Touch ID, or passcode lock
- Secure iCloud sync across your iPhone and iPad
- No data harvesting — your finances stay yours
MONEY FLOW PRO
- Remove all ads
- Cash Flow: a 90-day projection of your balance, and the lowest day ahead
- Advanced Insights: month-end spending forecasts and year-over-year comparisons
- Custom accent themes and alternate app icons
- Choose a monthly or yearly plan, with a free trial on the yearly plan
Money Flow is free to download and supported by ads. Safe to Spend is free. Upgrade to Money Flow Pro anytime to remove ads and unlock premium features. We never sell your data.
Money Flow Pro is an auto-renewable subscription, available monthly or yearly. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period; you can manage or cancel anytime in your Apple Account settings. Any unused portion of a free trial is forfeited when you purchase a subscription.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://mwsupplylimited.github.io/financetracker/privacy.html
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