Warren Buffet in your pocket
Appreciate this app because it keeps me accountable with my spending and creating money while I sleep!
Free
About
This AI-powered financial coach analyzes your real cash flow and provides personalized, high-impact advice to increase your income. It identifies your biggest money leaks and offers actionable weekly plans tailored to your specific financial situation.
✓AI-driven personalized financial advice
✓Analysis of real cash flow
✓Identification of money leaks
✓Weekly actionable financial plans
✓Secure bank account linking (read-only)
✓Face ID protection
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What's New in Money IQ
1.1
July 16, 2026
Your coach just got a serious upgrade: • Conversations are saved — your chat history restores instantly, every time • Money Alerts: set spending limits and get notified the moment a leak appears • Goals and weekly money moves tracked right in the chat • Crisis-support and safety improvements • Faster loading, cleaner replies, and dozens of reliability fixes
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FAQ
What kind of financial advice does Money IQ offer?
Money IQ offers personalized, high-leverage advice tailored to your specific financial situation, whether you're hourly, salaried, a high earner, or a founder. It focuses on actionable steps to increase income and optimize wealth.
How does Money IQ analyze my finances?
Money IQ securely links to your bank accounts via Plaid (read-only) to analyze your actual cash flow. It uses this data to understand your spending habits and income sources to provide relevant advice.
Is my financial data safe with Money IQ?
Yes, your bank data is read-only and connected securely through Plaid. The app is protected by Face ID and never moves your money.
What makes Money IQ different from other finance apps?
Unlike generic money tips, Money IQ provides advice specifically tailored to your unique financial profile and cash flow. It focuses on the single highest-leverage move for you, rather than broad strategies.
Does Money IQ have ads?
No, Money IQ does not contain advertisements. It is a completely ad-free experience for users.
What devices does Money IQ support?
Currently, Money IQ is supported on iPhone devices. Future platform expansions may be considered by the developer.
How often is Money IQ updated?
The latest version, 1.1, was released on July 16, 2026, indicating recent development activity. Users can expect regular updates to improve features and security.
What is the user sentiment for Money IQ?
Based on the available data, Money IQ has received a perfect 5.0-star rating from one review, indicating very positive initial user sentiment.