Moneylock

Moneylock gives you a calm, private place to plan your money. Your plans, purchases, goals, and Vector conversations stay on your device—not in an advertising or analytics cloud. Build a budget that fits your rhythm: weekly, biweekly, or monthly. Set spending caps for the categories that matter, add income, and see exactly what is safe to spend in the current plan period. Capture purchases your way. Add them manually, use your voice, or scan a receipt. Review history, correct an entry, track subscriptions, and protect a savings goal. Meet Vector, your on-device financial assistant. Vector can add, find, edit, and remove local records; update plans, categories, subscriptions, and savings goals; and provide a concise financial check-in. It focuses on Moneylock and financial education, asks for confirmation before saving changes, and works offline once its local model is installed. MONEYLOCK FEATURES • Weekly, biweekly, and monthly budgets • Category caps and current-period budget health • Expense history, editing, and deletion • Savings goals and subscription reminders • Receipt scanning and voice entry • Vector: fast local AI for your Moneylock data • CSV backup and restore • Optional private-server sync, controlled by you Moneylock provides educational information only, not investment, legal, tax, insurance, credit, or other professional financial advice.