Best apps like Monirates

10+ similar apps compared and reviewed

3.9 avg rating
10 free apps
Updated July 2026

Whether you want more options like Monirates or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Monirates

Padiwise - Bills & Payments#1

Padiwise - Bills & Payments by Ofofonobs

Seamless Payments
Editor's Choice
💰 Finance
5.0(3 ratings)
Free
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Manage all your digital payments and automate daily tasks like bill payments. Send and receive money securely, use physical and digital cards, and simplify business billing. Offers 24/7 support for individuals and businesses.

straitPay#2

straitPay by Straitpay

Spend and Invest In Africa
Strong Contender
💰 Finance
0.0(0 ratings)
Free
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Manage, send, and receive payments effortlessly across Africa. Invest in African stock markets, pay bills, and create payment links. Automate payments for personal or business use.

YoguPay#3

YoguPay by Tumapay Ltd

Worth Considering
💰 Finance
4.2(5 ratings)
FreeAds
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Send and receive money internationally with ease. This platform offers secure, fast, and cost-effective cross-border transactions, ideal for personal remittances and business payments. It also facilitates payments for travel services like flights and accommodation.

More apps like Monirates

4
AfriPay
AfriPay
AfriPay
Send Money Faster
Free

Easily send money to various African countries from the UK and Europe. Offers bank transfers, cash pickup, and bill payments with competitive rates and low charges. Enjoy fast transfers and a 100% money-back guarantee for peace of mind.

Send money to AfricaBank transfersCash pickup
💰 Finance
(2)
free
5
Sternpay
Sternpay
Sternpay
by STERNPAY INC. LTD
Free
💰 Finance
(0)
6
AfriOne
AfriOne
AfriOne
Buy, Save and Earn with Gold
Free
💰 Finance
(0)
7
Hizo: Spend Easy Across Africa
Hizo: Spend Easy Across Africa
Hizo: Spend Easy Across Africa
Pay Like Local Across Africa
Free

Send money and pay globally in your local currency across Africa. Create a USD virtual card for international online payments and fund your wallet with flexible options. Ideal for travelers, students, entrepreneurs, and families.

Send money across African countriesSpend local currency in AfricaUSD virtual card for global payments
💰 Finance
(12)
ad-supported
8
Paylign-Seamless Transactions
Paylign-Seamless Transactions
Paylign-Seamless Transactions
by Paylign Technologies Limited
Free

Facilitate global money transactions with virtual cards for international payments. Send and receive funds locally and across borders, and access foreign exchange liquidity for various expenses. Your accounts are protected with PIN and biometric security.

Global virtual card paymentsLocal and cross-border money transfersFX liquidity for payments
💰 Finance
(16)
ad-supported
9
PayOnlime
PayOnlime
PayOnlime
Send & receive money on the go
Free
💰 Finance
(0)
10
Mular: Spend Crypto Like Naira
Mular: Spend Crypto Like Naira
Mular: Spend Crypto Like Naira
Spend crypto like Naira, easy!
Free

Easily convert cryptocurrency to Naira for spending, or fund your crypto account with Naira. Send and receive global payments securely. Manage your crypto assets on the go with a convenient digital wallet.

Instant crypto to Naira conversionNaira to crypto fundingGlobal payment links
💰 Finance
(1)
free