Transform your finances with engaging missions and gamified learning. Identify spending leaks, manage budgets, and grow your wealth through interactive challenges and AI-powered insights. Master your money and achieve financial goals.
1.1.1
October 13, 2026
Corrections et améliorations du parcours.
Scans IA illimités et défis personnalisés.
Moniyo uses a gamified approach with 22 concrete missions, awarding XP, grades, and badges to make mastering finances exciting. It focuses on actionable steps rather than theoretical lessons.
Moniyo helps users identify and eliminate forgotten subscriptions (estimated ~180€/year savings), track micro-spending (estimated ~600€/year savings), and negotiate bills for internet, mobile, and insurance (estimated ~200€/year savings).
No, Moniyo is privacy-first and does not connect to your bank or access your accounts. No bank credentials are ever required.
Moniyo Radar is an AI coach that analyzes uploaded PDF or CSV bank statements to provide a financial health score, detect leaks and duplicates, offer personalized AI analyses, and make predictions based on user trends.
Moniyo Radar offers a 7-day free trial, after which it costs €3.99 per month or €29.99 per year. User files are analyzed and then immediately deleted.
Moniyo covers four pillars: Pilotage (budgeting, subscriptions, micro-spending), Defense (emergency funds, state aid, insurance, taxes), Growth (stocks, ETFs, salary negotiation), and Strategy (investor profile, retirement, real estate).
Yes, Moniyo is designed as a financial education app. It guides users from 'Explorer' to 'Legend' by helping them master their finances through engaging gameplay.
Moniyo is currently supported on iPhone and iPod devices.
