Transform your finances with engaging missions and gamified learning. Identify spending leaks, manage budgets, and grow your wealth through interactive challenges and AI-powered insights. Master your money and achieve financial goals.
1.1.0
September 4, 2026
- Refonte du design : un accueil qui te dit quoi faire maintenant, un fond lumineux, de nouveaux avatars et de nouvelles icônes de mission. - Refonte de l'onboarding : ton estimation en deux minutes, ticket à la clé. - Refonte du système de confirmation : chaque geste déclaré apparaît sur ton relevé des économies, et se confirme quand la facture tombe. L'estimé devient du confirmé. - Refonte de missions : le Négociateur et sa fiche d'appel, Traque invisible et son compteur, Zone Zéro et ses filets, La Purge et son année en douze mois. - Rappels au bon moment pour les gestes à faire plus tard, bilan chaque mois. - De nombreuses corrections.
MoreMoniyo uses a gamified approach with 22 concrete missions, awarding XP, grades, and badges to make mastering finances exciting. It focuses on actionable steps rather than theoretical lessons.
Moniyo helps users identify and eliminate forgotten subscriptions (estimated ~180€/year savings), track micro-spending (estimated ~600€/year savings), and negotiate bills for internet, mobile, and insurance (estimated ~200€/year savings).
No, Moniyo is privacy-first and does not connect to your bank or access your accounts. No bank credentials are ever required.
Moniyo Radar is an AI coach that analyzes uploaded PDF or CSV bank statements to provide a financial health score, detect leaks and duplicates, offer personalized AI analyses, and make predictions based on user trends.
Moniyo Radar offers a 7-day free trial, after which it costs €3.99 per month or €29.99 per year. User files are analyzed and then immediately deleted.
Moniyo covers four pillars: Pilotage (budgeting, subscriptions, micro-spending), Defense (emergency funds, state aid, insurance, taxes), Growth (stocks, ETFs, salary negotiation), and Strategy (investor profile, retirement, real estate).
Yes, Moniyo is designed as a financial education app. It guides users from 'Explorer' to 'Legend' by helping them master their finances through engaging gameplay.
Moniyo is currently supported on iPhone and iPod devices.