Monthwise: Expense Tracker

Monthwise is a calm, private way to see where your money goes each month. Record purchases in seconds, keep track of your bills, set a budget, and see how your spending changes over time. Monthwise has no account and no sign-up, and your data stays on your device. SEE YOUR MONTH AT A GLANCE • Spending, remaining budget, daily average, and a projection for the month • Recurring bills for the month, with paid and unpaid status • Move between months to review any period in your history STAY ON BUDGET • Set a monthly spending limit for each currency • See right away how much is left, or how far over you are • Your budget carries into later months until you change it NEVER LOSE TRACK OF A BILL • Add rent, subscriptions, and other monthly payments with a billing day • Mark each month's payment as paid or unpaid • Paid history keeps the amount you actually paid, even if you edit the bill later • Bills due on the 31st fall on the last day of shorter months SCAN RECEIPTS • Use the camera or your photos to read a receipt on your device • Save the receipt total as one expense, or split it into individual items • Check the merchant, date, currency, and line amounts before you save START EACH MONTH WITH A PLAN • Get a recap of last month's spending and budget result • See what's left after your unpaid bills for the new month UNDERSTAND YOUR HABITS • Compare a month with the month before, broken down by category • Six-month trend charts with totals, averages, and your largest expenses • A text breakdown of each chart for VoiceOver users FIND ANY TRANSACTION • Search by description or category • Filter by date range, category, currency, or payment status MADE FOR iPHONE AND iPAD • iPad sidebar layout and full hardware keyboard shortcuts • Home Screen widgets for this month's spending and budget • Siri and Shortcuts: "Add an expense in Monthwise" or "Check my remaining budget in Monthwise" • A quick action on the app icon to add an expense PRIVATE BY DESIGN • No account, no sign-up, no cloud sync of your expense data • Optional Face ID or Touch ID app lock • Receipt text is recognized on your device YOUR DATA, UNDER YOUR CONTROL • Export a full JSON backup to Files and restore it on any device • Import and export CSV spreadsheets, with column mapping for files from other apps • Automatic recovery copies and data health checks MAKE IT YOURS • Choose an accent color and a Classic, Soft, or Minimal style • Light, Dark, or System appearance • Supports many currencies, with correct decimal precision for each Monthwise requires iOS or iPadOS 26 or later.