Mortgage Agent

Mortgage Agent – Mortgage Calculator & Estimator Smarter Estimates. Confident Decisions. Mortgage Agent is a fast, all-in-one mortgage planning tool for home buyers, borrowers, loan officers, and real estate professionals. Enter a purchase price, down payment, rate, and term, and watch your monthly payment, loan amount, LTV, and qualifying ratios update in real time. FREE FEATURES • Payment Estimator – Principal & interest, or the full payment with property tax, homeowners insurance, HOA, and PMI. • Flexible Inputs – Enter the down payment as a dollar amount, a percent, or LTV. Choose a rate from the wheel in 1/8-point steps or type any rate. Enter property tax as a percent or a dollar amount. • Debt & Income Analysis – See front-end and back-end debt-to-income ratios for the loan you're working on. • Income Required to Qualify – See the monthly income needed at each DTI level, color-coded from highly likely to unlikely, with a marker showing where your loan stands. • Amortization Schedule – Month-by-month principal, interest, and remaining balance. • Email Summary – Send the loan details as text in one tap. UNLOCK ALL FEATURES (one-time purchase, no subscription) • Share a PDF – Loan summary, disclaimer, and full amortization schedule, or share a text-only summary. • Input History – Save and recall up to 50 loan scenarios, and text one or several to clients at once. • FHA MIP Calculator – Compare financing the upfront premium vs. paying it in cash, with annual MIP tables. • Temporary Buydown Calculator – 1-0, 1-1, 2-1, and 3-2-1 payments and the seller concession required. • Escrow Closing Calculator – Closing date plus loan, insurance, and inspection contingency removal dates. Save escrows by number. • Cap Rate Calculator – Annual or monthly income and expenses with occupancy, and saved results. • Basic Calculator and Simple Calendar. Mortgage Agent provides estimates for informational purposes only. It is not a loan offer, approval, or commitment. Actual terms depend on your lender, credit, and final underwriting.