Qualifier Plus IIIx/fx vs Mortgage Agent

Two in one: the official Qualifier Plus® IIIx from Calculated Industries for your iPhone and iPad includes two models: #3415 and #3430 (Qualifier Plus IIIfx). And while perhaps obvious, if you change from an iOS device to a non-iOS device, you WILL need to buy a new license as they are incompatible. Advanced Residential and Commercial Mortgage Finance Calculator for Agents, Brokers, Investors, Attorneys, Loan Officers and other Mortgage Industry Professionals The Qualifier Plus® IIIx app from Calculated Industries gives real estate and mortgage professionals the power, portability and ease-of-use of the Qualifier Plus IIIx and Qualifier Plus IIIfx on your iPhone or iPad. Get instant access to P&I, PITI and total loan payments for conventional, FHA and VA loans. Includes complete buyer qualifying and more. Ideal for all real estate finance professionals including agents, brokers, investors, mortgage lenders, title offices and trainers. Need answers to both common and advanced real estate finance problems? Just pull out your iPhone or iPad, tap on the Qualifier Plus icon, and you’ll have the answers for your client in seconds. • Complete Cash Flow solutions including Internal Rate of Return, Net Present Value and Net Future Value • Qualifying keys provide on-the-spot buyer qualifying for conventional, FHA and VA loans • Instantly solve your clients’ real estate finance questions • E-mail loan worksheets to your clients from your iPhone Built-in functions help you find instant solutions for: • Calculate IRR for multiple cash flows • Amortizations with remaining balances • Bi-weekly loans and ARMS • Rent vs. Buy comparisons and estimated tax savings • Future Value, property appreciation FEATURES: • Created by Calculated Industries, the originator of the Real Estate Master and Qualifier Plus Real Estate and mortgage calculators • Amortization screen lets you see all amortization or loan data at once and e-mail it directly from the app screen on your phone • Built-in help – just press and hold the desired key for full, clear definitions, explanations and examples of keystrokes Time-saving Utilities Include: • Date Math function lets you instantly see closing and expire dates • Triple Zero key saves time and keystrokes • Memory Function • User-Definable Preferences — define and store payments per year, taxes and insurance Special Functions: • Entry-editing backspace key – with a swipe of a finger • Works as a standard calculator • Free User Guide available at www.calculated.com SUBSCRIPTION INFORMATION: The first 7 days are free. Subscriptions offered will automatically renew at the end of the chosen period. Payment will be charged to your Apple account upon purchase confirmation. The subscription will automatically renew unless auto-renew is turned off or subscription is canceled in settings at least one day (24-hours) before the subscription period ends. You can manage your subscription and turn off auto-renewal in your Apple account Settings > Account (Apple ID) > Subscriptions. TRADEMARKS: Qualifer Plus® is a registered trademark of Calculated Industries, Inc.

Mortgage Agent – Mortgage Calculator & Estimator Smarter Estimates. Confident Decisions. Mortgage Agent is a fast, all-in-one mortgage planning tool for home buyers, borrowers, loan officers, and real estate professionals. Enter a purchase price, down payment, rate, and term, and watch your monthly payment, loan amount, LTV, and qualifying ratios update in real time. FREE FEATURES • Payment Estimator – Principal & interest, or the full payment with property tax, homeowners insurance, HOA, and PMI. • Flexible Inputs – Enter the down payment as a dollar amount, a percent, or LTV. Choose a rate from the wheel in 1/8-point steps or type any rate. Enter property tax as a percent or a dollar amount. • Debt & Income Analysis – See front-end and back-end debt-to-income ratios for the loan you're working on. • Income Required to Qualify – See the monthly income needed at each DTI level, color-coded from highly likely to unlikely, with a marker showing where your loan stands. • Amortization Schedule – Month-by-month principal, interest, and remaining balance. • Email Summary – Send the loan details as text in one tap. UNLOCK ALL FEATURES (one-time purchase, no subscription) • Share a PDF – Loan summary, disclaimer, and full amortization schedule, or share a text-only summary. • Input History – Save and recall up to 50 loan scenarios, and text one or several to clients at once. • FHA MIP Calculator – Compare financing the upfront premium vs. paying it in cash, with annual MIP tables. • Temporary Buydown Calculator – 1-0, 1-1, 2-1, and 3-2-1 payments and the seller concession required. • Escrow Closing Calculator – Closing date plus loan, insurance, and inspection contingency removal dates. Save escrows by number. • Cap Rate Calculator – Annual or monthly income and expenses with occupancy, and saved results. • Basic Calculator and Simple Calendar. Mortgage Agent provides estimates for informational purposes only. It is not a loan offer, approval, or commitment. Actual terms depend on your lender, credit, and final underwriting.