
About
This app helps you understand the financial implications of buying a home. It allows you to build and compare unlimited loan scenarios, visualizing your payments and total costs in real-time. Track key milestones and compare options side-by-side without needing spreadsheets.
What's New in Mortgage.IQ
1.0
March 25, 2026
FAQ
How does Mortgage.IQ ensure my financial data is secure?
Mortgage.IQ processes all your financial data entirely on-device. This means your sensitive information never leaves your phone, providing a high level of privacy and security for your loan scenarios.
What types of mortgage loans can I model in Mortgage.IQ?
You can build scenarios for various loan types, including 15-year fixed, 30-year fixed, 7/1 ARM, and 5/1 ARM. Each scenario can store details like rate, term, down payment, property tax, and HOA fees.
Can I compare different loan options side-by-side in Mortgage.IQ?
Yes, Mortgage.IQ allows you to instantly compare any two or more saved scenarios. It presents a ranked table highlighting the cheapest option, eliminating the need for manual spreadsheet analysis.
What kind of charts does Mortgage.IQ offer?
Mortgage.IQ provides four built-in charts: a payment breakdown donut chart, a full amortization curve with cumulative interest, a stacked bar chart for total cost comparison across scenarios, and a 10-year cumulative cost projection.
Does Mortgage.IQ have ads?
Based on the provided information, there is no indication that Mortgage.IQ contains advertisements. It is listed as a free application.
How often is Mortgage.IQ updated?
Mortgage.IQ was last updated on March 25, 2026, with version 1.0. This indicates it is a newly released application, and future updates will likely follow based on user feedback and development cycles.
What is the age rating for Mortgage.IQ?
Mortgage.IQ has an age rating of 4+. This suggests it is suitable for users of all ages, with no mature content concerns.
What is the user sentiment for Mortgage.IQ?
Mortgage.IQ has received a perfect rating of 5.0 stars from 1 rating. This indicates highly positive initial user sentiment, though with a very small sample size.