Mortgage.IQ

Mortgage.IQ

by Vijay Ambati

1 ratings
Free

Rating summary

Details

Released
March 25, 2026
Updated
March 25, 2026
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About

This app helps you understand the financial implications of buying a home. It allows you to build and compare unlimited loan scenarios, visualizing your payments and total costs in real-time. Track key milestones and compare options side-by-side without needing spreadsheets.

✓Unlimited loan scenario building
✓Real-time payment and cost updates
✓Side-by-side scenario comparison
✓Visualize financial data with charts
✓Track key loan milestones
✓On-device data processing
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What's New in Mortgage.IQ

1.0

March 25, 2026

FAQ

How does Mortgage.IQ ensure my financial data is secure?

Mortgage.IQ processes all your financial data entirely on-device. This means your sensitive information never leaves your phone, providing a high level of privacy and security for your loan scenarios.

What types of mortgage loans can I model in Mortgage.IQ?

You can build scenarios for various loan types, including 15-year fixed, 30-year fixed, 7/1 ARM, and 5/1 ARM. Each scenario can store details like rate, term, down payment, property tax, and HOA fees.

Can I compare different loan options side-by-side in Mortgage.IQ?

Yes, Mortgage.IQ allows you to instantly compare any two or more saved scenarios. It presents a ranked table highlighting the cheapest option, eliminating the need for manual spreadsheet analysis.

What kind of charts does Mortgage.IQ offer?

Mortgage.IQ provides four built-in charts: a payment breakdown donut chart, a full amortization curve with cumulative interest, a stacked bar chart for total cost comparison across scenarios, and a 10-year cumulative cost projection.

Does Mortgage.IQ have ads?

Based on the provided information, there is no indication that Mortgage.IQ contains advertisements. It is listed as a free application.

How often is Mortgage.IQ updated?

Mortgage.IQ was last updated on March 25, 2026, with version 1.0. This indicates it is a newly released application, and future updates will likely follow based on user feedback and development cycles.

What is the age rating for Mortgage.IQ?

Mortgage.IQ has an age rating of 4+. This suggests it is suitable for users of all ages, with no mature content concerns.

What is the user sentiment for Mortgage.IQ?

Mortgage.IQ has received a perfect rating of 5.0 stars from 1 rating. This indicates highly positive initial user sentiment, though with a very small sample size.