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MOVO - SEND TO SPEND

MOVO - SEND TO SPEND

Send, Spend, Tap to pay

372 ratings
66 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • April 1, 2021
  • August 1, 2026

Features

Developer

MovoCash, Inc.
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🔄6+ apps
Alternatives↘︎
❓5 answered
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📦~ in 2 weeks
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About

This digital financial solution offers fast, secure transactions for sending, spending, and receiving money. It allows linking external bank accounts, adding debit cards to mobile wallets for contactless payments, and converting cryptocurrency to USD for immediate use.

✓Link external bank accounts
✓Contactless payments with mobile wallets
✓Convert cryptocurrency to USD
✓Send and receive money instantly
✓Schedule and pay bills
✓Direct deposit for same-day access
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What users say

Summarized from real user reviews of MOVO. Based on 372 reviews and a 4.3/5 average, it highlights the 8 positives and 8 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Instant peer-to-peer payments and transfers
  • 🔒Enhanced security with one-time use digital cash cards
  • 💡Innovative cash card feature prevents fraud and recurring charges
  • 👍User-friendly and intuitive interface
  • 🌐All-in-one app combining banking, payments, and crypto
  • ⚡Fast mobile banking without visiting physical branches
  • 💳Flexible funding options and direct deposit support
  • 🛡️Protection against identity theft and unauthorized charges

Negative things

  • 🚫Account closures without notification or explanation
  • 🔴Removal of critical features like transfers and MOVO-to-MOVO payments
  • 📵Poor or non-existent customer service and support
  • ⏸️Halted new user registrations
  • 💰Funds locked in accounts with no response from company
  • 🔌Inconsistent app performance and feature availability
  • ⚠️Delayed direct deposits and transfer issues
  • 😞Unresponsive support team via email
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+1

What's New in MOVO

5.0.7

August 1, 2026

* Added a daily transfer limit banner with quick access to Support on the Add Money screen. * Refreshed the KYC success screen and card activation confirmation screen. * Fixed keyboard layout issues on the Add Money and Fund Account screens. * Resolved issues with the Apple Wallet card provisioning flow. * Transaction times now display in your local time zone.

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User reviews

Most RecentHighest RatedLowest Rated

Welcome Back

Back with better UI/UX, security and speed. The team too the time to level up across the board. Welcome back MovoCash!
Solarius1618Solarius1618

Dez

This app is garbage tried to sign up last year and has been unsuccessful 9 months later same issue
Dez2355Dez2355

Problems

Problem with registration. Unable to enter a secret question
Ye110w submarineYe110w submarine

Problem with signing up please fix security question glitch.

Problem with signing up please fix security question glitch.
billymarchy333345billymarchy333345

Account Closed

I was a big fan of MOVO when I first found it. Now suddenly without any notification my account was closed and card deactivated. It kept giving me error messages when I tried so many times to log into my account. I will never recommend MOVO, the bank that runs the system and anything else associated with this bank. Lost a very loyal customer.
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GB0306GB0306
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User experience

🐞

Reported Bugs

9 issues

App crashes on login

Bug

Black screen on startup (iPhone 6Plus and other devices)

Bug

Data format error messages preventing app usage

Bug

Sign-up registration errors and failures

Bug

Date of birth field crashes during registration

Bug

Unable to link external bank accounts

Bug

Transfer amount showing $0.00 instead of actual amount

Bug

App incompatibility with older iPhone models

Bug

Personal details screen stuck on submit

Bug
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Requested Features

5 requests

Restore MOVO-to-MOVO transfer functionality

Feature

Restore external bank account transfer capability

Feature

Customizable notification preferences

Feature

Phone support line for customer service

Feature

Resume new account registrations

Feature

FAQ

What does the MOVO app do?

The MOVO app is an all-in-one digital financial solution designed for speed and security. It allows users to send, spend, and receive money in real-time, link external bank accounts for easy fund loading and unloading, and convert cryptocurrency to USD for immediate use.

What are the key features of the MOVO app?

Key features include linking external bank accounts, adding your MOVO debit card to Apple Pay for contactless payments, converting cryptocurrency to USD via MOVO Chain®, sending and receiving money instantly with MOVO Pay®, scheduling and paying bills with eCheckbook, and direct deposit for same-day paycheck access.

Is the MOVO app free to use?

Based on the provided information, the app is offered for free. It functions as a digital financial solution and wallet, with no mention of subscription fees or upfront purchase costs.

What are the use cases for the MOVO app?

The app is useful for everyday financial management, including sending money to friends and family, paying for purchases using contactless payments, managing bills, and converting cryptocurrency into spendable USD for immediate use.

Is my money secure with MOVO?

Yes, the app emphasizes unparalleled security for transactions and mentions FDIC Insurance, providing confidence in the security of your financial activities. It also offers secure payment processes with digital CASH Cards.