mPay - mobile payments

mPay - mobile payments

Tickets, parking

25 ratings
139 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • February 27, 2015
  • June 7, 2026

Features

mPay - mobile payments screenshot #1 for iPhone
mPay - mobile payments screenshot #2 for iPhone
mPay - mobile payments screenshot #3 for iPhone
mPay - mobile payments screenshot #4 for iPhone
mPay - mobile payments screenshot #5 for iPhone
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mPay - mobile payments screenshot #7 for iPhone
mPay - mobile payments screenshot #8 for iPhone
mPay - mobile payments screenshot #9 for iPhone
mPay - mobile payments screenshot #10 for iPhone
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About

Manage all your finances in one app. Pay for public transport, parking, and insurance. Send and receive money instantly, and access flexible loan options.

Multicurrency debit card
Instant money transfers
Public transport and train tickets
Parking payments
Car and travel insurance
In-app loans
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What's New in mPay

5.0.0

June 7, 2026

- Brand-new home screen in line with the current brand identity - Key information in one place - Faster access to frequently used features - Tutorial highlighting the most important changes

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User reviews

Scam! Paid for parking but still got fined

Beware of the hidden penalty trap! Since the beginning of the year, mPay silently stopped supporting municipal parking in Gdańsk. However, the app still reads my geolocation as "Gdańsk" but only provides a list of private WEIP parking zones without a single warning that city parking is no longer serviced there. Because of this misleading UI, I accidentally paid the wrong operator and received a heavy parking fine from the city.
What is absolutely unacceptable is that mPay sent ZERO notifications (no email, no push) about dropping the municipal zones. This directly violates section 13.3 of their own Terms of Service (Regulamin), which explicitly states they will keep users informed about payment conditions and changes via the app or email. Customer support was completely useless, refused to admit their UI is a trap, and just told me to pay the fine. This is a deliberate scam to confuse drivers. I strongly recommend avoiding this app!
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Parking feature not working

Not recommend this app. Parking is not possible for big cities like Wroclaw, Poznan. The rest of the app usable, but features should be revised

If you have a US phone #, you can’t use this app

If you have a US phone #, you can’t use this app

Hidden charges

The service charges monthly fee for… storing your card! Can you believe that? 😄

Takes Your Money Even Though Service Doesn’t Work

Misleading and frustrating experience. The app displayed parking options for Warsaw and allowed me to add several hundred zlotys to my account. Only after I loaded the money did it inform me that their contract with the city had been terminated and the service was unavailable. I’m now stuck with money in an account I can’t use. They should have disabled deposits or shown a clear warning before accepting payment for a service they can no longer provide.
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FAQ

What can I do with mPay?

mPay allows you to manage your finances easily. You can pay for public transport and train tickets, handle parking fees, purchase car and travel insurance, and even apply for loans. It also facilitates instant money transfers between users.

How does the mPay debit card work?

The Visa mPay multicurrency Debit Card enables you to make payments conveniently both in Poland and abroad. It's integrated within the app, allowing for seamless transactions.

What are the loan options available?

mPay offers flexible loan options tailored to your needs. You can get loans up to PLN 3,000 with 0% APR for the first loan, repayable in 61 days. Subsequent loans can be up to PLN 25,000 with varying APRs and repayment periods.

Is mPay free to use?

The app itself is free to download and use for managing your payments, tickets, and insurance. While the app is free, there are associated costs for loans and potentially for some transactions or services, as indicated by the presence of in-app purchases and ads.

What is the primary use case for mPay?

The primary use case for mPay is to simplify everyday financial transactions and services. This includes making payments for public transport, parking, and insurance, as well as facilitating quick money transfers and providing access to loan services.