This mobile banking app allows users to manage their PKO Bank Polski and Inteligo accounts. Perform transactions, view account details, make payments, and apply for financial products directly from your smartphone.
Reviews of IKO are mixed: the Finance app is rated 4.8/5 from 4.8K App Store ratings. What users like most: easy to use, fast and efficient. Top complaints: bugs and crashes, limited functionality for non-Polish phone numbers. Summarized from real user reviews.
3.191.50
October 25, 2026
We have updated foreign transfers to the new standard.
5 issues
Activation issues with non-Polish phone numbers
Repeated log-outs and connection problems
5 requests
Add support for foreign phone numbers
Improve transaction history and categorization
The IKO app allows you to manage your PKO Bank Polski or Inteligo accounts. You can check balances, view transactions, make payments using BLIK, withdraw cash from ATMs without a card, top up your phone, make transfers, and even apply for new accounts, deposits, insurance, or loans.
Yes, the IKO app is a free electronic banking service provided by PKO Bank Polski. There are no charges for downloading or using the core features of the app.
You can pay in traditional and online stores using the BLIK code generated within the IKO app. This allows for quick and secure transactions without needing your physical card.
Yes, you can withdraw money from ATMs without a card by using the BLIK code from the IKO app. You can also find your nearest branch or ATM within the app to facilitate cash withdrawals.
You can view details of your current and saving accounts, cards, term deposits, loans, and travel insurance. The app also supports features like creating standing orders, multiple transfers, and applying for new financial products.
