Manage your bank accounts, cards, and finances conveniently. Open new accounts, make instant transfers, pay with BLIK, and access various financial services securely. The app offers a comprehensive suite of tools for everyday banking needs.
Reviews of IKO are mixed: the Finance app is rated 4.8/5 from 4.8K App Store ratings. What users like most: easy to use, fast and efficient. Top complaints: bugs and crashes, limited functionality for non-Polish phone numbers. Summarized from real user reviews.
3.191.57
November 4, 2026
We have updated foreign transfers to the new standard.
5 issues
Activation issues with non-Polish phone numbers
Repeated log-outs and connection problems
5 requests
Add support for foreign phone numbers
Improve transaction history and categorization
IKO is a mobile banking application that allows users to manage their bank accounts, cards, make transfers, and access various financial services. It provides a secure and convenient way to handle everyday banking needs directly from a smartphone.
Yes, IKO prioritizes security with login options including PIN, fingerprint, and Face ID. The app is designed to protect user data and financial transactions, making it a secure platform for mobile banking.
Yes, you can open a personal account directly within the IKO app in just a few minutes, without needing to visit a branch. This feature makes it easy for new customers to start using the bank's services.
IKO supports a wide range of payment methods, including domestic, international, instant, and mobile money transfers. You can also pay in shops and online using BLIK codes, contactless phone payments, and QR codes.
No, IKO does not contain advertisements. As a free application, it focuses on providing a seamless banking experience without any ad interruptions.
Currently, IKO is supported on iPhones. Users with other devices may need to check for future compatibility updates from the developer.
The latest version of IKO is 3.191.57, and it was last updated on November 4, 2026. Updates typically include new features, performance improvements, and security enhancements to ensure a reliable user experience.
User reviews highlight IKO's ease of use, speed, efficiency, and useful features as major pros. However, some users have reported bugs and crashes, limited functionality for non-Polish phone numbers, and confusing UI changes.
