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MSEFCU Mobile

MSEFCU Mobile

by Merced School Employees Federal Credit Union

6.5K ratings
56 reviews
💰 Finance
Free

Details

Released
June 11, 2018
Updated
October 14, 2026

Features

Developer

Merced School Employees Federal Credit Union
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MSEFCU Mobile screenshot #1 for iPhone
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MSEFCU Mobile screenshot #3 for iPhone
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Reviews summary↘︎
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❓5 answered
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About

Manage all your financial accounts, including those from other institutions, in one place. Organize transactions with tags and notes, set balance alerts, make payments, and deposit checks remotely. Secure your account with passcode and biometric options.

✓Aggregate all financial accounts
✓Add tags, notes, and photos to transactions
✓Set balance alerts
✓Make payments to companies and friends
✓Transfer money between accounts
✓Deposit checks remotely
✓Reorder or turn off debit cards
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What users say about MSEFCU Mobile

Reviews of MSEFCU Mobile are mostly negative: the Finance app is rated 4.8/5 from 6.5K App Store ratings. What users like most: convenient and easy to use, great app and service. Top complaints: syncing errors and reliability issues, delayed transaction updates. Summarized from real user reviews.

Positive things

  • 👍Convenient and easy to use
  • 💖Great app and service
  • 🚀Accessible and simple
  • 🤑Fantastic banking experience

Negative things

  • 🐛Syncing errors and reliability issues
  • 🕰️Delayed transaction updates
  • 🔍Difficult to view account details
  • 🤯Frustrating app experience
See all reviews

What's New in MSEFCU Mobile

3.39.0

October 14, 2026

Version 3.39.0 • Bug fixes and performance improvements

User reviews

Most RecentHighest RatedLowest Rated

Crashing

I keep trying to open the app and it keeps crashing. It just started doing this yesterday which is INCREDIBLY inconvenient considering this is my main banking app. So if i need to check my account i’ve been having to go on to the site which is very very annoying. Hoping this gets fixed fast preferably.
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BBoorocks78

Bad outdated app

This app is clunky, fuzzy, and feels like its 15 years behind the times
BPBear eats a pizza

Love it

Love the fact am able to do this. However, I wish funds were available quicker.
PBPg&e bill

Newest update doesn’t let you log in

There is no way to log in. I can’t put in my password number because the password prompt does not show up
Jjessicvtt

App doesn't work now

Cant use the app any more. required to update just to check my bank. Can't update. Useless.
LLuddy3221
See 51 more reviews

User experience

🐞

Reported Bugs

4 issues

App deleted from device

Bug

Login and password issues

Bug

Incorrect account balance display

Bug

Maintenance downtime problems

Bug
✨

Requested Features

4 requests

Improve mobile deposit process

Feature

Add ability to view credit card transactions

Feature

Provide more detailed transaction history

Feature

Enhance app responsiveness and reliability

Feature

FAQ

What does the MSEFCU Mobile app do?

The MSEFCU Mobile app allows you to manage all your financial accounts, including those from other banks and credit unions, in a single view. You can organize transactions, set alerts, make payments, transfer money, deposit checks, and manage your debit card.

What are the key features of MSEFCU Mobile?

Key features include aggregating all financial accounts, adding tags and notes to transactions, setting balance alerts, making payments, transferring money, depositing checks by photo, and managing debit cards. It also offers security features like passcode and biometric login.

Is MSEFCU Mobile free to use?

Based on the provided information, the app is free to download and use. There are no mentions of subscription fees or in-app purchases for core functionalities. However, the app does display ads.

What devices is MSEFCU Mobile compatible with?

The app supports security features like fingerprint or face reader on supported devices, indicating compatibility with modern smartphones and tablets. To use the app, you must be enrolled as an Internet Banking user with Merced School Employees Federal Credit Union.

How can I use MSEFCU Mobile to manage my finances?

You can use the app to get a consolidated view of all your financial accounts, track spending by adding tags and notes, receive notifications for low balances, pay bills and friends, move money between your accounts, and deposit checks without visiting a branch.