MuCash is a free expense tracker, budget planner and bill splitter with no daily limits and no ads. Split expenses with roommates, friends and trip groups, scan receipts, see who owes whom and set budgets. No bank login.
Income, expenses, budgets, goals: one app. Open a shared book with the people you live with and MuCash works out who owes whom. Running a shop or a small business? There is a business book too.
Three books, one app
• Personal — Track what comes in and goes out; see what is left at month's end.
• Shared — The home, the trip, the group: log it and MuCash settles it.
• Business — Your business day on one screen: what came in, what went out.
Everything in, everything free
• They don't need the app — Add anyone as a name and split with them straight away.
• Scan the receipt, skip the typing — Photograph a receipt and the amount, merchant and date fill themselves in. The photo is read on your phone. Only if you tap “Read it better” is it sent to our server, just to be read, and not kept. Restaurant bills split item by item.
• The fewest payments — Five tangled debts usually boil down to one transfer.
• Budgets, goals, reports — Set a monthly limit, save toward a goal, export any month as PDF or CSV.
• Same book, every language — Everyone sees the shared book in their own language: 30 languages, right-to-left ones included. Works in mainland China too.
• 40+ currencies — Each book can use its own currency.
• Moving from Splitwise? — Import your history from its CSV export and keep going.
• Unlimited, no daily cap, no ads — Log as many as you like, any day.
• Yours to delete — No bank login, no trackers, one tap erases everything.
Pricing
Free: everything above, including unlimited entries and 5 shared books.
Plus, US$1 a month: removes only the 5 shared-book limit. Nothing is switched off if you never buy it.
MuCash does not move money. Pay each other the way you already do.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://mucash.app/privacy-policy
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